 Poster: A snowHead
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Scarpa, yer, one of them was me I think 
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Cheers. OK folks, use altis's link 
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Down to 1.3032 this evening. Ouch!
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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feeling smug, i changed up £2k at 1.45
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You'll need to Register first of course.
You'll need to Register first of course.
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| altis wrote: |
I think we've peaked (but I've no idea why):
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The traders are factoring in the UK leaving the EU.
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Unfortunately for the UK, the Swiss Franc is following the Euro down (or up depending on your viewpoint). 1.55 in December and now 1.41, so heading for 13-14% more expensive.
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| davidof wrote: |
| altis wrote: |
I think we've peaked (but I've no idea why):
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The traders are factoring in the UK leaving the EU. |
Bit early for that isn't it? Perhaps the traders are correlating this time of year when families of on Feb half-term traditionally change their currency?
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Went when it was 1.09, it's not worth worrying about.
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@Filthyphil30k, Exactly, and anyway, I'm going to Italy not France 
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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@PaulC1984, nice one
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It does seem that the rate goes up in the summer and down in the winter. Perhaps I can find some historic data and average them together to produce a smoothed curve over the year.
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You know it makes sense.
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Hi folks
I live, work and get paid in Euros here in Germany
Yesterday I changed €30 into £20.
Going the other way I find it best to use a UK debit card and keep cash to an absolute minimum.
Cash machines here give you the best rate, not worth the three beer hassle to get a better deal.
As for living here, the exchange rate has scuppered my original good salary.......
I can get the same pay in the UK and no foreign living.
Cheers
Paul
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Apparently Lloyds think that it'll return to 1.40 very soon.
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Poster: A snowHead
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Got 1.325 out of an ATM in Austria last week. With Nationwide Plus Account there are no charges or commission on transactions
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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There is a very, very good app called revolut.
You get a card to pre-load.
The app works in £'s €'s and $'s.
You chuck in your 'base' currency ie. open an account in £'s and that will be it.
Load it up... then at a swish of a finger you exchange a chosen amount at real interbank rates.... yes - real interbank rates!
Then the card is loaded with that currency when you use it in € land or $ land.
IBAN transfers are also free.
I've lived out here 9 years now.... imo this is the best way for transfers. Cash is also protected up to £10,000.
oh and if you use this link I think everyone gets a fiver.... https://revolut.com
[EDIT: link changed - they ain't giving cash away now !!]
Last edited by Obviously A snowHead isn't a real person on Wed 20-01-16 14:29; edited 1 time in total
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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@flangesax, it says "404 page not found" for me when clicking your link.
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You need to Login to know who's really who.
You need to Login to know who's really who.
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| halfhand wrote: |
| Perhaps the traders are correlating this time of year when families of on Feb half-term traditionally change their currency? |
I doubt it. Tourism exchange is noise in the background of world currency markets except for the smallest of countries with a high reliance on tourism for their GDP.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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@flangesax, I believe they are stopping the personal referral system, if that's what the link was for. I applied for a Revolution card after reading about it on the Money Saving Expert site, where it is highly recommended - good to see that it works well for you. At present entering the referral code MSE is getting a £5 bonus on a first top up of £10 or more - this just worked for me a few minutes ago. Hoping the card works well for me, fingers crossed. 
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You'll need to Register first of course.
You'll need to Register first of course.
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@skidoodle, I haven't actually used the card as yet.... happy cheeky trading!
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I used to use a Caxton Card which I loaded. Rate was okay but still charged for cashpoints. Pain if using as a deposit for cars/skis/yacht charter. However recently got a Halifax Clarity card. Do not need to load and does use the interbank rate. I have used in Bali recently buying all sorts of stuff including a big ticket Tag watch for the wife (inducements to allow excess ski trips). The rate was spot on and if you transfer money from your bank account (using my Natwest iPhone App) I do not get charged a cashpoint fee.
I had been keeping a New Zealand bank account open so I could use that when over there. Seems unnecessary with the Clarity Card................... though they will close it no doubt when I semi-retire there.
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@hawkesbaynz, With clarity there is no fee on the withdrawal but there is interest (although not for purchases). Assuming you got the 12% rate and you pay it back in full that comes to about 1%
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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If your driving via Dover you can get (today) 1.24 - 1.26
Harbour Shipping - CT17 9EQ open24/7
Dover Eurochange CT17 9DA
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@Markpoint, the Revolut app is currently offering 1.29 euros to the pound.... Not a huge difference, but every little helps
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FAQ
