 Poster: A snowHead
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Currently at roughly a 10 month high. What do people expect it to do over the next few weeks??? Should i buy now or should i hang on??? Post office are offering it at 1.17. Opinions?
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Always get mine from atm's in resort.
small charge but you get a much better rate and it evens itself out
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Yep, I just use the ATM as well as whatever's left in my wallet from business travel. Unless you're changing massive amounts (Money launderer?  ) it's not really that much of a worry
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You need to Login to know who's really who.
You need to Login to know who's really who.
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It's easy to get lost in the "It's cheaper at x than at y" thinking, but by maybe 1 or 2cents to the pound, so unless you're changing massive amounts its usually better to just go for convenience. Last time I changed some in the UK I changed £200 at M&S which was just round the corner from my flat, it was 1cent better at the Post Office but it was raining and the Post Office was another half mile walk, I figured it was worth the 2euros to not get drowned walking up the road.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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I've seen 1.20+ offered on-line
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You'll need to Register first of course.
You'll need to Register first of course.
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| Cynic wrote: |
| I've seen 1.20+ offered on-line |
Link please!
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Ricklovesthepowder, buy now - the € is due a bounce
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red 27, Is it really?
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Ricklovesthepowder, i kid you not
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I think if I knew what the currency markets were going to do I'd be a mulit billionaire and sat at writing this in one of several chalets I'd own dotted around the alps.......
I don't really understand all the factors enough, but the ECB put their base rate down pre Christmas so I expect the effects are what we've been seeing over the last weeks? To me this on it's own is the quickest changer in the currency markets. Things point to the Euro situation getting worse in 2012 but I wouldn't get too caught up on a few pence or cents...... Fair enough it does make a difference when factoring it all in but would need larger swings than I think we'll see in your time frame to truly make a difference.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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The Euro is unlikley to 'bounce' - Germany just foecast near zero growth. The question is a relative one in any event, it depends what you are changing 'from/to' and if it costs you to do so earlier rather than later. Prob at the moment the best advice is the ATM advice and just take what you need when you need it given the banks have just unhidden and removed all the unjustified charges. But check your bank's policy prior to leaving..... 
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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| Quote: |
I wouldn't get too caught up on a few pence or cents
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^^that
even if if moves as much as 1p or 1¢, then changing 1000 gives you about 3 extra beers (or 3 less beers) on the slopes, which is hardly worth writing home about.
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You know it makes sense.
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1.17 is a good long term purchase rate. Take it if you are quite cautious or rate sensitive. I use ATMs and get spot from my bank so hasn't been worse than 1.16 for a long time now. Check your ATM rates/fees. Normally worthwhile for a £200 withdrawal as not left with more than you need.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Just about to pull trigger on our euros for our trip, Thomas cook offering rate of 1.171 pre-ordered online to pickup in store, which is about the best rate bar some small outlets.
This may be useful http://travelmoney.moneysavingexpert.com/
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Poster: A snowHead
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Ricklovesthepowder, It's close to its recent (21 Dec) ten month low!  Sterling is at a ten month high against the euro
Last edited by Poster: A snowHead on Tue 3-01-12 13:04; edited 1 time in total
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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22 dropout, Richard_Sideways, FairFX 1.1725 currently -Interbank 1.1969/71 and 2.1% on small amounts is pretty good for retail
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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You need to Login to know who's really who.
You need to Login to know who's really who.
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If you've got the time, apply for a decent credit card - I use my Halifax Clarity and it works out much better than exchanging cash.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Jivebaby, good rates true but for a 0 charge and the convenience of walking into branch to pickup... I wanted £350 of euros -
Through FairFX i'd get €410 for £353.02, Thomas Cook €410 for £350.13. For small(comparativly) amounts the charges tip the balance...
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You'll need to Register first of course.
You'll need to Register first of course.
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snowskisnow, Got a Halifax Clarity but don't use it for cash withdrawals - does it cost in against say using your normal ATM card then ?
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Richard_Sideways, your maths is wrong FairFX GBP349.68 = €410.00 And it's all online
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If anyone on here could predict what exchange rates are going to do they'd be richer than Bill Gates....
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Ricklovesthepowder, I cannot find the site my friend mentioned, I know it involves lodging the money on a card and was also mentioned on a similar thread before Xmas I cant find that either. Although I went to Thomas cook for £500 they beat all competitor rates no comission
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| Jivebaby wrote: |
| Richard_Sideways, your maths is wrong FairFX GBP349.68 = €410.00 And it's all online |
I took my numbers off their site.
| Quote: |
You are buying: €410.00 Euros as travel cash (bank notes)
at the FairFX Rate of £1 = €1.1815
Which costs: £347.02
Royal Mail Special Delivery: £6.00
Total: £353.02 Pounds Sterling
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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Richard_Sideways,  Understood -I never buy cash, just load the card.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Looking like 1.21 is possible today 
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Yep, 12 month high of 1.206 just arrived I think.
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You know it makes sense.
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| Tarquin wrote: |
| snowskisnow, Got a Halifax Clarity but don't use it for cash withdrawals - does it cost in against say using your normal ATM card then ? |
Halifax Clarity is the best card available - For purchases as well as cash from ATM's worldwide. You get charged barely anything per cash withdraw transaction and the daily VISA exchange rate. And no fee when using the card to buy items as well as the VISA daily exchange rate.
Just watch out for the stupid part where if you've got a 100% repayment setup via Direct Debit, and you transfer the payment prior to your DD day, the DD will still get taken! Sounds stupid I know, but its happened to me twice now and stuck me in the red!
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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munkee, Sounds like Hailifax lack-of-Clarity card to me....
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Poster: A snowHead
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Strangely it was up at these levels this time last year and then dropped off again... as it has done every Spring for the last 4-5 years.
It is a statement rather than advice, but I am buying now.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Where do you all get these exchange rates at please?
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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But you cant buy from there can you?
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You'll need to Register first of course.
You'll need to Register first of course.
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Dot., from which I saw Pound Climbs. Makes one wonder of the MPC will introduce a .2% interest rate to keep the £ low.
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Ricklovesthepowder, You are George Soros and I claim my 5%
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CaxtonFX - load it up, better rate than the high street and no charge for using abroad in atms or at purchase point. We have them and they are great! Easy to top up instantly too.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Halifax Clarity is the way to go. I got 1.195 in resort 2 weeks ago from an ATM, no transaction fees and you get (very) near to the mid-market rates.
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FAQ
None of the falls/rises are life changing,just the odd beer or two?
