£610 wasted?

A snowHead

Matt Exley, go with your family, get the school to give you back your money, and spend it on remedial punctuation & grammar lessons. You can't always have everything you want! Huge credit to your parents for making sure you paid for the school trip - you might not appreciate the financial discipline involved, but it will stand you in good stead one day. If you're that bothered about the match, why don't you take a radio?

A snowHead

vetski, you expect him to get his money back if he cancels at this late stage? You are having a giraffe there. Laughing

Well, the person's real but it's just a made up name, see?

Lizzard, unlikely I know. Perhaps he should apply to Barnsley for a refund, as it's his devotion to the team (thoughts kept firmly to self...) that could cause him to lose his dosh. Twisted Evil

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What a lovely choice to have, skiing, skiing or football, esp with A Levels looming Evil or Very Mad

Oh I'm getting really horrible now

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I strongly suspect the school would be more than a tad miffed if he cancels at this point. He is very unlikely to get a refund and will quite possibly be 'banned' from future trips as he has no doubt cost someone else a place on this one. Not that (I suspect) this will bother him overmuch. rolling eyes

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Matt Exley must be thrilled he asked the question!

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Hurtle, All part of the growing and learning experience Twisted Evil

After all it is free

Matt Exley, there is no need to apologise for being a Barnsley fan on a public forum. You'll probably find the other Barnsley fan is also a snowhead ! Laughing

blooby barnsley !! if they hadnt knocked us out of the cup with ex southend player JCR netting the goal we would be in the semis now (ok small matter of beating the scouse thieves and the russian scum aside)

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Thanks for the responses guys and girls, just wanted you to understand that the football has no real relevance in terms of my decision. I'd pick skiing over most things, especially a game of football on the TV! I'm going to go with the school because I need to ski somewhere else other than La Clusaz and it's going to be a good laugh. As far as I know I might come home saying La Clusaz is not the resort we thought it was, i'l post a thread when I return comparing the two. Anyone else been to both La Clusaz and Aprica?

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Matt Exley, in that case credit to you, and you clearly already have financial discipline, which should help through your student years (if you go for tertiary education) or entry-level years in your future career.
PS - spent years in the finance industry, but before that came out of uni with huge debt - took years to pay off, wouldn't wish it on anyone.

Matt Exley to be fair to vetski, your post was seeking opinions about whether or not you would 'waste' £610. Most of the people who have replied have thought that you would in fact be wasting it! As you say, you struggled to afford this trip so that should make (IMO) the decision easier.
I am pleased that you have made up your mind and hope that you have great fun, sure you will.

You know it makes sense.

vetski, Thanks. I'm looking to going into teaching P.E and have the decision to make between going to a local university which will save me approximately £10,000 or going to live away from home. Do you think it's worth sacrificing the university life and the degree from a well known university to save the money?

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Matt Exley, Good for you, I reckon you've made the right decision there, as you say, it'll do you good to see what another resort is like, you'll more than likely have a great time with your friends. Everyone will be going their separate ways soon enough anyway what with university and careers looming, it might be the last time you'll have the opportunity to ski with them for a fair while. And...of course!.....it would be a shame to chuck away the money especially as with the part time job thing to save it up in the first place.

Hope you have a great time next week.

Regards

snowHead

A snowHead

A snowHead

Matt Exley, the life experience you get from living away from home is as much part of a degree course as the subject you study.

Well, the person's real but it's just a made up name, see?

Helen Beaumont, on the other hand, the life experience you miss out on because you're paying back the extra £10,000 is quite significant as well.

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Lizzard, true.......... . maybe I would prefer mine at home with less debt now, than in 5 years time.

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Lizzard, thanks, I hadn't looked at it that way.

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Matt Exley, I'd go for the living away from home option - learning to manage your time and domestic environment and, with prospective debt that high, money, is a crucial part of the whole maturation process, so remove yourself from the temptation of taking laundry home every day! I'd also go to the best uni you can. I know nil about PE, but taking e.g. history as an example, employers do view differently the quality of a person with a 2/1 from King's College London and one from...well, no names, heated topic and all that, but quality (real & perceived) of uni does matter. Most students these days find they have to work during the term, which can limit course options...try to avoid that by working evenings rather than daytimes. Student loans will also be available, and you don't have to start paying those back till you're earning something over 15K, so go for those. Whatever you do, avoid going overdrawn at the bank! You may already have done this, but if not, have look at the websites of the unis you're considering - most places these days have very good student financial advice.

And I don't know if you've been following the NUT thread...but you want to think very carefully before letting them represent you!

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Matt Exley, paying back debt is the most dull and depressing thing - working your tits off and watching all your lolly disappear into a black hole while you spend your leisure time walking the dog and watching TV because you can't afford to do anything interesting. It's even worse than having to spend your hard-earned cash on a bloody washing machine. Twisted Evil

After all it is free

Matt Exley, if you do need to overdraw at the bank, even temporarily, open a Halifax student account, if your student loan is delayed you may be grateful for it's generous overdraft.

Kramer, Helen Beaumont, I agree that going to a more prestigious university (as Matt Exley implies it would be) irrespective of what he decides to read, not to mention living away from home, would be far preferable. But that's easy for me to say, having had the entire cost of my secondary and tertiary education met by the state. It's difficult for me to imagine what it would be like to leave university with £10,000 of debt, but I suspect I wouldn't do it, in other words - probably even if my parents tried to dissuade me - I'd take the cheaper option. Sad, as Lizzard's bitter words testify. Is this supposed to be progress? My generation had simply no idea how lucky it was. Sad

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Matt Exley, Norway has good skiing - the best conditions can be found 'under the bridge' according to the SCGB Laughing

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Hurtle, I had the benefit of a student grant and free education too. It's my sons who don't and I can't afford to fully support them both, as they will both be at university together for the next three years. Eldest has a year abroad in either France or Germany, and is hoping to work as a school assistant rather than just study and run up more debt. However, he is a wee bit on the lazy side.....................

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plectrum,

You know it makes sense.

Matt Exley,

Among your local universities are Leeds and Sheffield. Both are excellent.

Leeds runs a very good Sports and Exercise Science degree programme and might be just the thing you're looking for.

Edit: Sorry, assumed you were LOCAL to Barnsley.

Otherwise you'll just go on seeing the one name:

A snowHead

A snowHead

alex_heney, I wondered too, but put it down to not knowing anything north of the M25. Toofy Grin

Well, the person's real but it's just a made up name, see?

I'm an "education snob" probably. I had the "misfortune" of going to a "second tier" university (because my family didn't want me to live away from home and I didn't know any better at 16). And I felt under-challenged in that school.

I also had a high school mate who didn't go to university even though she's a good enough student to gain entrance. Her family wishs her to bring some income to help out the family. That really put her in a bad situation for a long time (we lost contact after some years). Had she gone to uni, she surely would had to borrow some money and therefore had a debt to pay back, whatever the amount. But not going is clearly the poorer choice.

The difference between different school is obviously not as big as not going at all. So it really depends on WHAT the difference really is. It may be worth the debt to get a good start for the next 5 decades.

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edit ... double post

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I love teaching sport which is why I want to be a P.E teacher, but what also attracts me to this job is the opportunities that it creates for me to ski snowHead

I would be able to travel whilst teaching which would allow me to ski more frequently and I would also have school holiday time to go away on skiing trips. I don't want my debt to restrict me in this which is why I am so attracted to going to a local university and living at home to save the money.

After all it is free

Matt Exley, Debt can be managed good luck in your choice. Possibly a compromise would be to go to Uni near to your home but then take a gap year possibly including a a ski season. You could do this in the year after uni and either save through out uni or take a final year student loan to pay for the gap year/ski season.

This way you get some life building experiences and a lot of fun without the debt incurred by 3 years far away from home at a distant uni.

Matt Exley, Matt, no contest mate - there will be many more ski trips, but you might never see t'tarn at Wemberlee again! Laughing

As for the various comments to the contrary in this thread, they are either jealous or don't know what they're talking about (The latter happens a lot round here Wink

)

On a more serious note, have you phoned a few bars in Aprica to check ? It's a FA cup semi on Sky Sports, I recon it'll be on somewhere, or take yer laptop and find a connection, it'll be streamed somewhere on the web I'm sure (Can point you at some possible URLs if required)
'you Reds! Very Happy

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Ah, I hadn't seen the second page rolling eyes

but in any case I see it drifted off topic as usual about finance and university when we're supposed to finding Matt somewhere to watch the match!! Wink

Help!!

£610 wasted?

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