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insurance advice please

 Poster: A snowHead
Poster: A snowHead
Hi all,

please forgive me as i'm sure this has been asked loads of times, but....... I'd like some advice on insurance.

As usual I'm on the last minute, we go to Claviere on Sunday, and I need to sort out my insurance. Can anyone recommend a good company to go with, i usually just go with the Post office for insurance but i'm not sure if this is wise?? Do i need a more specialised ski insurance company.

Also, is it wise to buy a "Carre Niege" (not sure about that spelling) when we get to Claviere and does one cover all of 3 of us or is it individual.

Thanks for your patience and any help
ski holidays
 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
Check whether you have travel insurance packaged with your bank account. Many do these days and I think they all cover winter sports holidays with certain limitations such as number and length of trips, off-piste cover only with a qualified guide, etc.

If so, hey presto, no need to buy any more insurance. It works for me.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
queen bodecia,

Lloyds certainly didn't cover winter sports. You could upgrade to include it, but the cost of that was more than most other insurers would charge for a weeks cover. That was the main reason that I switched to the COOP.
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You need to Login to know who's really who.
musher
My OHs Lloyds account covers winter sports with the annual travel insurance for something like 17 days so we use that one to cover us if we are out of Europe.
snow conditions
 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
There is already an entire thread on this: http://snowheads.com/ski-forum/viewtopic.php?t=95325
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You'll need to Register first of course.
Pamski,

That must be a super expensive platinum or premier account then (£17-£25/month). I was a cheapskate with a gold account.
I got it free for the first year with the COOP, now it's £13/month
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
Thanks all for the replies,

sah, I'd read that thread earlier and MPI gets mentioned a lot so i'll look into them
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
howster, MPI are the ones that we use for our long term cover in Europe - proof of the pudding will be in the eating as our daughter has a claim in with them right now for the 4 month old baby's stay in hospital back in january.

musher, you are probably correct there - I don't know - after 40 years of marriage we still run our own money in separate accounts, well separate banks too apart from a small joint account.
ski holidays
 You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
actually MPI has come up really reasonable, in fact their economy option is only £45 for a single trip family cover - i don't want to sound like a cheap skate, but is it really worth paying £90 for the standard cover.
But as I'm writing i've realised £90 isn't much compared to the full cost of a weeks skiing, I'm starting penny pinching now which isn't something that goes hand in hand with a ski holiday
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