 Poster: A snowHead
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CARTE NEIGE: There have been a few changes in the cover provided this year... so surprise surprise, the underwriters themselves can't provide the full details until ca. October 12th (the new season, for insurance purposes, begins October 15th).
I shall have a copy of the 'small print' shortly afterwards, so I'll scan and add to a website asap.
Some guideline details:
Basic annual individual cover - 15.10.05 to 14.10.06 is approx £36 per person.
Basic family cover (minimum 4 people) approx £106 per family.
There are some options available for extra cover, I'll give details of them asap.
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Some additional info - the Carte Neige has some extra 'national' benefits - last year they included discounts on EUROPCAR rentals, hire of equipment from SPORT 2000 and TWINNER, as well as on holidays at VVF VACANCES centres.
You could also get the huge sum of 15 euros off a pair of Salomon Streetracers last season, and for an order of 150 euros from SUN VALLEY, a free tee-shirt worth 30 euros 
Local benefits as well - if you order your Carte Neige through my/Hannou's club (Les Arcs) for example, this coming season you are entitled to one free go on the Flying Kilometre piste, a free race entry in the Robert Blanc Derby (open to all, families welcome, at Arc 2000 on Feb 15th), and last but not least 10% off all ESF and ESI group lessons at 1600, 1800 and 2000...
Not bad for £36 quids' worth of peace of mind top-up insurance cover!!
If anyone wants to order a Carte Neige they can do so through me / the Les Arcs club - just as soon as I get the latest T & C's I'll put them up on the website....
Last edited by Poster: A snowHead on Tue 1-11-05 16:14; edited 1 time in total
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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I'll have one, thank you. Let me know how to order one when you get final details.
Is the Flying K compulsory? 
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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You need to Login to know who's really who.
You need to Login to know who's really who.
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| Quote: |
| Is the Flying K compulsory? |
I'm just surprised an insurance company would be encouraging people to have a go!
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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PG, Wow, the ESF discounts must be worth it alone .. now can you arrange for Swiss cover as well ? 
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You'll need to Register first of course.
You'll need to Register first of course.
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eEvans, cover is worldwide though, for French/EU/Monaco/Andorra/Swiss citizens...
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PG,
In practical terms I can see the advantage that Carte Neige would be to you on French pistes/mountains, ie instantly recognisable and
more than acceptable etc. No problem here, I would always use it with the lift ticket in France. But how does this 'advantage' transfer to Switerland and Austria and maybe Italy etc. By that I mean is it as widely regarded and accepted as it would be in France?
I say this - as a fellow traveller told me that for a claim they made, they had to go through Paris offices and they really had to speak French very well to cope with a claim. Nothing wrong in his, of course, and perfectly understandable, but would it be a problem for non-French speakers, ie Brits and Germanic speakers.!! Do they now have, or have they ever had an English speaking claim centre?
This was a long time ago, 10 yrs or so, and may be totally wrong or inaccurate, but would you think this might be a problem?
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Well the emergency service is handled by Mondial Assistance - best thing to do is ask them. I'll do that. They happen to do my breakdown insurance and were pretty efficient when I needed them once over the summer. I'm pretty sure they have Anglophone operators.
The cover is the same for the countries you mention, but how easily recognised is it? Well the competitors' carte neige version is the one all French club racers use abroad, so I reckon they're familiar with it - though I can't speak from experience.
My view is that for £36 or thereabouts anyone spending time on the slopes in Europe including at least one stay in France can't really go wrong.
*One other thing - when I did my shoulder earlier this year, I produced the carte neige for the secouristes etc - but I didn't have to talk to anyone at Mondial, nor have I since.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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I'll be on for 1 please maybe 2.
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PG, Are you aware of any changes to the Carre Neige additional insurance added on the lift pass to cover off-piste etc?
If this is a stupid question I'll go to my room, but I have now got 300 up!!
CP
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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CP, off piste rescue is included as standard... there are some small print exclusions for the likes of "raids" and "expeditions" (I imagine that clause is targeting the likes of climbing Everest then skiing down, or skiing to the North Pole, though).
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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CP, I admit to even greater ignorance because I do not know the difference between Carte Neige and Carre Neige. Please would somebody explain (and try not to be too patronising!)
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I think the Carte version is an annual policy and Carre is bought with a multiday liftpass and lasts as long as the pass does. I believe the level of cover is the same for both versions.
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You know it makes sense.
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Nick L, Carré Neige is the daily insurance cover for 2.5 euros or whatever it is this coming season on top of a day's lift pass in France. The Carte Neige is the same cover but for a full year.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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rob@rar.org.uk, I think there are 'options' available with the annual cover but otherwise it's roughly the same, yes.
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Poster: A snowHead
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 I have an insurance problem,
My normal annual insurance policy (with ski cover) will not insure my right knee (I kid you not) as I had to have some physio on it following the EOSB in April. The six months period ends at the end of November so I need some extra cover for PSB enough to get me off the mountain and back to the UK if I had a problem with my right knee.
Would this be be a good extra cover for me to take out? Anybody got any thoughts on this?
I also have 3 days skiing Italy in Jan, Epic in Feb (wont count for USA), EOSB (I hope) and I maybe another short break in March.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Thank you all - since I can only ski 1 week per year then Carre Neige it is.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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So if I have travel insurance including snowsports is there any benefit to be gained from purchasing Carre Neige also?
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Linds, alternatively use your left leg only?
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You'll need to Register first of course.
You'll need to Register first of course.
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Nick L, I think PG has summed it up quite nicely. If you are on a UK insurance policy and intend to ski some off piste in France then ask for it to be added to your lift pass. God forbid that you need rescue, for the 2.5 Euros a day it is worth it as you will not have to worry about paying for transport to medical facilities whatever the situation is.
I think the general term applicable here is CYA
CP
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PG,
I am interested in the annual. Maybe we can sort this out at the PSB, thanks
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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CP, My from personal, painful experience, off piste is not the issue, with slope recovery in France. I was knocked down on a green run close to, and within sight of a base area. My UK ski insurance was refused (AXA), as was my E111 for my treatment, and so were all my c/c's. There appears to be a very nice cartel, who's edict is to refuse to do the paperwork (potentially) involved in providing European Citizen's access to medical support services. Cash is sooo much easier 
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snowbunny, although your experience sounded pretty terrible, was it typical? On the couple of occasions I've been with people who needed piste rescue and then medical treatment the service they got seemed OK - credit cards were accepted by the pisteurs and Cabinet Medical, and their insurance paid out when the bills were presented.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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rob@rar.org.uk, I can only pass on the view of my insurer's emergency assistance service provider at the time. That what I was experiencing was a well known practice. And that the resort I was unlucky enough to be staying in, was known (infamous?) within the UK insurance trade for those practices. You have to hope that not all French resort management could be quite that stupid. I made some effort to address the standards of service that I experienced, and was told in several letters, that the resort is very happy with the way things are, and in fact the Piste Patrol Mgmt went on to call me and my SO liars.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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snowbunny, yes, maybe it's more of a Val Thorens thing. My two experiences were in Courchevel and Val d'Isere and I thought the service my friends got was OK. I assume you won't be going back to Val T.?
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I can only recall 3 cases over the years, Grand Montets, ok, Sestriere, ok and VT which we accessed from the 4th valley, Orelle.
The only problem we had was that the bill for getting back down from VT to Valmenier plus upfront medical - no heli, was £600 which was reembursed by the insurance Co. The injury was a knee ligament IIRC.
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You know it makes sense.
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I have been led to believe a copy of the T & C's - in English - is "in the post"...
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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PG, We await with T & C's bated breath...................! 
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Poster: A snowHead
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| JT wrote: |
| PG .../... Do they now have, or have they ever had an English speaking claim centre? .../... |
The phone number of the insurers' call centre - 0800 121110 - has a recorded message with two options - a choice of speaking to an English or a French operator...
I've put the T & C's up on line now.
The details are here.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Ah thanks must be a faulty link - I'll amend very shortly....
Edit - done
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You need to Login to know who's really who.
You need to Login to know who's really who.
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PG, thanks, that's very helpful. It's a relatively small fee to pay for a bit of extra peace of mind. I'd rather be over-insured, especialy in the light of snowbunny's story.
Cheque will be in the post when you have the form on MSS - it's a small bonus to be able to support the Les Arcs Club  British cheque or French cheque?
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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rob@rar.org.uk, Euros preferably, sterling's fine though - I'll have the exact euro/sterling figures over the weekend...
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You'll need to Register first of course.
You'll need to Register first of course.
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PG, I would also be interested as well. Will check out MSS. Thanks
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PG, many thanks for sorting this out. I'm glad I can get this cover before my trip to Tignes next month. I'll get a cheque in the post later today. Do you know who the cheque should be made payable to - "Ski Club Les Arcs"?
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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PG, just noticed that this will also give me membership of the Les Arcs Ski Club. Does this mean I have to start wearing green ski suits?!
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rob@rar.org.uk, good point, knew there would be something! Can't get through to the treasurer right now, will confirm...
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