 Poster: A snowHead
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The Guardian suggested OUL Direct for cheap ski insurance. Here is the article http://www.guardian.co.uk/money/2013/jan/09/ski-insurance-dont-cut-corners?INTCMP=SRCH
Works out less than ten quid a head for a week. This is for "winter sports cover" Hazardous activities cat A include
(The text below is lifted from their website)
Hazardous Activities Category A
Your cover automatically includes the Activities listed Below at no additional cost:
Personal Liability Cover does not apply when participating in any Hazardous Activities.
Aerobics
Angling
Archery
Badminton
Bamboo Rafting (only on inland waters or coastal waters within a 12 mile limit of land)
Banana Boating
Baseball
Basketball
Beach games
Blade Skating
Board Sailing (only on inland waters or coastal waters within a 12 mile limit from land)
Body Boarding/Boogie Boarding (only on inland waters or coastal waters within a 12 mile limit from land)
Bowls
Catamaran Sailing (inland waters only) European Waters only
Clay Pigeon Shooting
Cricket
Croquet
Cross Country Running
Curling
Cycling (but not BMX and mountain bikes)
Dinghy Sailing (inland waters only) within a 12 mile limit form land
Dragon Boat Racing
Fell walking, rambling and trekking
Fishing
Sea Fishing
Fruit or Vegetable Picking (under 3 metres)
Glass Bottom Boats
Goalball
Golf
Handball
Hobbie Catting (only on inland or coastal waters within a 12 mile limit from land) European Waters
Ice-skating (rink only)
Jet Boating
Jogging
Kite Boarding
Kite Surfing
Netball
Non-Manual Labour – excluding Animal Sanctuary/Refuge work
Parascending (towed by boat)
Rafting, canoeing and kayaking (including white water up to grade 3)
Pilates
Pony Trekking
Power Boating (non-competitive)
Rackets
Racquet Ball
Roller skating
Rounder’s
Scuba diving (up to 18 metres)
Skateboarding
Snooker, pool and billards
Snorkelling
Softball
Spinning
Squash
Surfing
Swimming (in pool or inland waters or coastal waters within a 12 mile limit from land)
Swimming with Dolphins
Table tennis
Ten Pin Bowling
Tennis
Trampolining
Tubing
Tug of War
Volleyball
Wakeboarding
Walking
Water Polo
Water-skiing (only on inland waters or coastal waters within a 12 mile limit from land)
Windsurfing
I did click on the button offering "Winter Sports Cover"
NO mention of skiing. Obviously I didn't use them for insurance. Cat B does not include skiing either. Cat 3 does but makes them rather uncompetitive. It is a little scary that if not careful it is possible to buy winter sport insurance which does not actually cover you for skiing. First timers or people who are not internet savvy could find themselves in quite a pickle.
Especially ironic as The Guardian article says "Make sure you don't cut corners with your ski insurance if you're heading to the slopes, or your winter break could go downhill fast"
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Fruit or Vegetable Picking (under 3 metres)
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I'm assuming that's the winter sports bit...picking strawberries under 3m of powder must be quite dangerous!
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You need to Login to know who's really who.
You need to Login to know who's really who.
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I'd love to read the rationale and the accident reports that put "Fruit or Vegetable Picking (under 3 metres) " into "Hazardous Activities Category A"
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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sequoiaboard, Interestingly our winter cover has lists like that in four different catagories, where all but the first has an extra premium.
Skiing wasnt listed in any of them either - as skiing was automatically covered in the winter sports pack. Everything else was additonal activities.
As you say it could be a bit misleading and for new people looking for insurance, and confusing. Some insurances only cover other activities only once too including ice skating. Imagine being in a reort with outdoor ice rink and you or kids want to partake each night - and you need to wear a helmet too 
Insurance is getting to be a minefield these days at times.
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You'll need to Register first of course.
You'll need to Register first of course.
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I don't think it's daft to list fruit picking as hazardous ; anything involving 2 - 3 m ladders is probably more hazardous than your usual ski holiday. You'd have to be mad to buy an insurance policy which doesn't cover personal liability. Even fruit picking, you could easily topple off a ladder and maim somebody. 
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sequoiaboard,
These policies do cover skiing (even off-piste, with a guide..) provided you purchase the 'wintersport' extension - have a read of the 'policy wording' (bronze single trip + wintersports)
https://www.thisistravelinsuranceonline.com/policywording.aspx
I'd cut and paste the revelant bits, but I can't get it to work......................................!
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