 Poster: A snowHead
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I expect this may have been covered elsewhere, but here goes:
I have single trip insurance for skiing on my credit card but it doesn't include off-piste. So I have looked at the SCGB offer but it doesn't include personal liability. If I were to collide with another person on the slopes and it was found to be my fault, do I presume I would not be covered for any claim against me or does it mean something else?
Direct Travel, on the other hand, does include personal liability (£2million as I recall). It also covers off-piste, but with the following caveat that it is not "against local authority or resort management advice". What does that mean in reality - skiing without a guide, when the avalanche risk is any higher than 1, or that your level of skill is appropriate for the terrain and conditions...?
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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I would contact provider directly for clarification. It sounds as if it is covering them for the event that if avalanche warningings have been issued and flags flown by resort then the insurance will not cover you..... Check out BASI snowsportsinsurance.com for an alternative- they also cover off piste and you don't have to be a member to get a quote.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Colin Bell, The standard SCGB policy includes personal liability up to £2 million, where were you looking ?
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Like geepee said. It does include personal liability (ie like motoring" third party"). All of them do.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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snowball, no, we have discussed this elsewhere, there is one which specifically excludes PL in some circumstances
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You'll need to Register first of course.
You'll need to Register first of course.
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geepee, snowball, holidayloverxx, apologies, I have double checked and Category I Acceptable sports and leisure activities are indeed covered. It is Categories 2 - 4 (Hazardous sports and leisure activities) which are not. Thanks for your help.
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