 Poster: A snowHead
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Maybe have a read of the Carte Neige thread? 
It's around here somewhere if you do a search.
Bought mine online yesterday, arrived today.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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You need to Login to know who's really who.
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Carte Neige is available online, or in Courchevel from either the ESF or the Club de Sport office, can't remember which.
Alternatively she can add season insurance to her pass at the lift ticket office. This will give her the same cover but will be cheaper because a) it is only valid as long as she is using her Courchevel pass and b) it lasts for the duration of the pass, not until next October.
Unless she intends to ski extensively after the season or in resorts not covered by her season pass, I'd recommend going to the ticket office for it - same cover, less cash. Courchevel uses Carré Neige, cover details here: http://www.carreneige.com/
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Lizzard, Serre Che tell us to buy the Carte Neige from ESf with our season passes.
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You'll need to Register first of course.
You'll need to Register first of course.
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Hells Bells, presumably they don't offer the season cover then. We do, and 3Vs did last time I had anything to do with them.
provenjohn, bear in mind that Carte Neige doesn't cover repatriation once you've been in resort more than 31 dys.
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Lizzard, I don't think it is Carré Neige that they offer with lift passes either.
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Hells Bells, it's Assur'Glisse - similar thing, same cover, different underwriter.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Right - please can I ask a question as I have read the big thread and am confused.
Carte Neige - I can buy online and pays for me to get down off the mountain should I be broken into lots of bits but DOESNT cover the resulting medical bills - I would need insurance (cover all of it) or EHIC ( I still have to pay 30%?)
Carre Neige/ ASsur'Glisse - I can also buy online and thats medical costs insurance to cover me whilst skiing?
Is that right?
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Nadenoodlee, Can I confuse you further, it would seem that in some resorts you still have to pay there and then BUT the insurance allows you to claim back your payment AFTER the event.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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Nadenoodlee, Carte Neige cover - broadly speaking yes. Policy in English here: http://www.ffs.fr/pdf/carteneige/FFScn-assurance-11-12-en.pdf I remind everyone again that it ceases to cover repatriation once you have been in resort for more than 31 days.
Boredsurfing, is correct to say that you will be asked to stump up for stuff in advance anyway, though not for piste rescue or first transport.
Carre Neige/Assur'Glisse is linked to your lift pass. I assume you're being supplied with a season pass - if that's so, take it to the ticket office and tell them you want to add insurance to it. No, you can't do that online because they need to see your pass - they'll add the insurance cover to the card chip and give you a receipt which you need to keep. Photocopy it and cary the copy to show to pisteurs if necessary.
Alternatively, you could just get some decent travel insurance and you won't need to bother with any of it. I suggest that as the holder of a UK credit card this is your best bet, you can just bung everything on the card and await repayment.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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If you want to get a Carte Neige in Courchevel you need to go to the Club de sport in the Forum in 1850 (building with ice rink and shops etc in). Its on the top floor next to Radio Courchevel.
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Lizzard,
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Boredsurfing, is correct to say that you will be asked to stump up for stuff in advance anyway, though not for piste rescue or first transport.
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 Thought I wouold grab that one for posterity, not a phrase you here often.
I get the impression from the many Carte/Carre neige threads that people think waving the card means they don't have to pay at the time.
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You know it makes sense.
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Boredsurfing, they will not have to pay up front for piste rescue or first transport. And that's all.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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provenjohn, Management tells me that our family insurance(covers two of us) through AXA Multisport Assur cost us just €91 last year.
Individuel was €47.
You can top up to do sports over 6000mts, sports mechanics and airborne sports.
This is for 1 year not just the winter season. So covers the summer hiking as well. And it is world wide.
multisportassur.com
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Poster: A snowHead
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Lizzard not being supplied with a pass as not working for anyone! Well one day a week for a property management company but other than that and some contracting for UK job I am free as a bird!
I think I will go with the original plan and stick with a UK insurer. Thank you all for your advice.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Nadenoodlee, probably very wise. But should you change your mind, you can ask for insurance with the pass when you buy it. Usually about 35€ for the season.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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they will not have to pay up front for piste rescue or first transport. And that's all.
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and for the rest, if I understand correctly, they can wave their Carte Neige all they want but it won't be much use. Not just a case of paying "up front" but paying, period.
After the initial rescue stage you would then have to start waving your EHIC, wouldn't you? And hoping you'd not been taken to one of the private medical facilities which are widespread throughout the Alps.
A guest of ours, with just Carré Neige, was evacuated to Albertville, where she waited round for hours for a neck X ray and, having been given the all clear on that, was transported back - by me - to her accommodation. The piste rescue was covered but she was told she would get a bill for the X ray. Never did, actually, maybe not worth bothering with. She didn't have an EHIC or travel insurance.  I've since got a bit bossy with people who expect me to sort things out when they have an accident, and insisted they have travel insurance. I usually also advise them to take the Carré Neige with their ski pass - it's the price of a coffee. It was fortunate she had taken that bit of advice as a very short sledge ride down the mountain from the scene of her crash would have cost several hundred euros.
How much you pay if you DO have UK travel insurance will obviously depend on many things, including your excess.
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pam w, I don't get why the British punter is so uptight about all this. So you have to fork out a wodge of cash up front. So what? Don't you all have about 15 credit cards with stratospheric borrowing limits? 
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Lizzard, I'm not particularly bothered about cash upfront. The point I was making is that people ought NOT to focus on cash upfront - what they ought to think about is the kind of bill which might not get repaid if they don't have the "right" insurance.
The travel insurance is getting expensive (for long trips/much skiing) and as pre-existing conditions are generally excluded, as we have our own place in France (so no problems if cannot fly for X weeks) and as insurance companies only exist to make money, I am pondering just carrying the risk ourselves. But I would have Carte Neige - can't afford helicopters and even a twisted knee could cost a shedload of money for evacuation if it happened in a distant part of the domaine.
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You'll need to Register first of course.
You'll need to Register first of course.
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| Lizzard wrote: |
| Boredsurfing, they will not have to pay up front for piste rescue or first transport. And that's all. |
But is that not dependent upon whether you take the Primo or the Loisirs option?
Whilst the Primo only covers G1, G2, G3 Rescue and G4 Med Transport, the Loisirs option adds (amongst others) G8A Medical Expenses. Now, for "foreigners" this is limited to the same amount as would be entitled under the French Social Security System but it never the less offers some advantages including fronting partial hospital costs within certain parameters.
Now this is all kind of moot as I certainly haven't seen anyone suggesting the Carte be the only cover someone take, but there is no question with the exception of a very few, very expensive UK policies, the Carte does indeed offer a degree of 'top up' assurance not otherwise available in certain situations (And who really wants to be debating whether you are covered with a pisteur or heli pilot at usually the very worst, most dangerous and remote location!)
For seasonnaires, its a pity the repatriation only runs for 31 days, but the other cover remains in force for the duration.
I certainly feel a little more comfortable with the Carte and my Annual policy and hopefully thats not a false sense of security 
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without Carte Neige
Lie on slope whilst piste patrol make phone calls to your credit card / insurance company to see if you can afford to be moved
with Carte Neige
Bagged up and transported
without Carte Neige
Lie in body bag at bottom of piste whilst ambulance / helicopter crew make phone calls to your credit card / insurance company see if you can afford to be moved
with Carte Neige
Already on he way to treatment / hospital
you pays yer money and takes yer pick
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Lizzard,
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Don't you all have about 15 credit cards with stratospheric borrowing limits?
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Not any more! I had a credit card with a 7k credit limit that I rarely used, out of the blue i got a letter saying as I rarely used the card they were reducing the limit to £1000.
But my Nationwide credit card which I use when in France recently allowed me to double it's credit limit on line.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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jean claude mont blanc, unmitigated garbage. Or are you seriously telling us your secouristes would leave a skier on the hill if they thought he didn't have insurance? Ours certainly wouldn't, and given that failure to render assistance is a criminal offence, I suggest it wouldn't happen in any other resort either. Now go away and stop being such a tosser. 
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Just a minor point, I looked at the AXA policy last year as I think it's got generally broader coverage than the CN, but it wouldn't cover me (I asked specifically) for the Inferno.
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oh dear oh dear touched on a raw nerve ? Nice to see you can express yourself in such an articulate and reasoned manner
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You know it makes sense.
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| Lizzard wrote: |
| jean claude mont blanc, unmitigated garbage. Or are you seriously telling us your secouristes would leave a skier on the hill if they thought he didn't have insurance? |
Some time ago there was a thread which detailed someone's experience in Val Thorens where the piste patrol would not accept a credit card payment, only cash. IIRC they demanded that a friend of the injured person head to the local cashpoint, keeping skis as security in case the injured person 'ran off' (with, IIRC, their dislocated shoulder).
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Poster: A snowHead
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Boredsurfing, you're a bit of a whiz with the search function!
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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rob@rar, whats more frightning is thats 6 years ago and I can remember reading the thread!
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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rob@rar, I didn't believe a word of it then and I don't now either.
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Lizzard, you might well be right, but insurance is about covering those unforeseen incidents, surely? I've been with people who have been carted off the hill with and without Carte/Carre Neige. The process seems a whole lot simpler with it. If I'm lying on the snow feeling sorry for myself I don't want to be worrying about negotiating medevac payment, so for less than the price of a cup of coffee per day (way less in my case given the cost of the annual policy) I'm happy to be over-insured.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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You'll need to Register first of course.
You'll need to Register first of course.
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One other thing to bear in mind is that most trip insurance has a maximum period you can be away for, worth checking before relying on it to pay medical bills or repatriation.
Interestingly the country you are in can also make a big difference, the Swiss (at least in Wengen) will evacuate you off the mountain and take you for treatment using the most appropriate method, that might mean a helicopter to the hospital or a sled and a taxi to the doctors, the bill will be submitted for payment later, if you have suitable insurance and end up in hospital the chances are that you will never get a bill personally they will sort it direct with the insurers, in addition if you work for a Swiss hotel they seem to be obliged to include medical cover as part of your wages, of course if you work for a uk company I really doubt they will do this
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If I'm lying on the snow feeling sorry for myself I don't want to be worrying about negotiating medevac payment, so for less than the price of a cup of coffee per day (way less in my case given the cost of the annual policy) I'm happy to be over-insured.
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My point exactly watched a friend with fractured ankle go through the credit card phone call insurance hoops whilst on stretcher on the piste and the same performance at the bottom of slope for an ambulance.Unwanted delay and pain . For the reptile types this was in 2006 in Grand Bornand he had no carte neige
Another friend spiral fractured of right leg in Vaujany 2008 with carte neige , no questions asked straight off the slopes into a jellyclopter and off to hospital .
it just saves time and hassle when you are hurting
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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provenjohn, who is she working for and does the company provide insurance? Suggest you ask them for a copy of the policy document - that way you'll know exactly how well she's covered, may gve you a bit more peace of mind.
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| Lizzard wrote: |
| provenjohn, who is she working for and does the company provide insurance? Suggest you ask them for a copy of the policy document - that way you'll know exactly how well she's covered, may gve you a bit more peace of mind. |
Esprit, fairly good cover really but I can't see that it includes being carted off the mountain, She
obviously has EHIC card as well.
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FAQ
