 Poster: A snowHead
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Over on "the other side", there was a thread about the best deals for annual cover Inc skiing/winter sports.
Without wanting to open the floodgates of which is best etc. I remember there being some good deals.
I have just got my renewal notice (from Barclaycard) for the family for annual cover plus winter sports. Its £95 in total.
If you know a better deal please post.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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I use insure & go, it was about £65 for couple/annual/europe/winter sports inc off piste. Kids go free
Primary direct were pretty cheap too, I've used them in the past.
www.insureandgo.com
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You need to Login to know who's really who.
You need to Login to know who's really who.
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I got it "free" (yeah right) on my household insurance.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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I tend to use the SCGB insurance as it has very comprehensive coverage including unaccompanied off-piste, snow mobiling and heliskiing. It also offers unlimited days skiing.
It's not the cheapest, but looking at the small print, I think that it is the best.
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You'll need to Register first of course.
You'll need to Register first of course.
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Dont ask me- just discovered I wasnt insured for the whole of last week!
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Nadenoodlee, A little absent minded there ?
Anyway I use http://www.snowcard.co.uk not the cheapest but they offer good levels of cover and the policy comes complete with a nice plastic card for you to slip in your jacket pocket, much more resistant to ski conditions than the paper form
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Well I thought I was covered on my mums policy - however because i dont live at home anymore ( im a grown up) I wasnt, thought I might have been covered on my credit card- but remebered I paid with switch, then finally I realised I hadnt even taken the bloomin first choice cover! Luckily I was too ummm sleepy to ski too hard, took a killer fall on the piste trying to take a shortcut to the bar tho
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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obviously however that killer fall was not fatal, as you have returned to us, welcome back by the way 
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(desperately trying to reach my 100 posts mark by the end of the week)
I've spent this afternoon reading the small print on my travel insurance policy!!
Insure & go also give you a nice little plastic credit card type thingy
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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Lucie, make sure you are covered for off piste skiing as well as on piste, it's verry easy in some areas to go off piste, it might even be between two pistes with a well used path so it does'nt appear to be off piste, but insurance companies who don't cover for off piste without a guide will do everything in their power not to pay out if you do stray off and then have an accident.
Did that make sense ? only I'm a little tired 
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Yep, I always go for the off piste cover. We could ski back to the door in the hotel we stayed in last week, but it was classed as off piste (more like "back garden")
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apart from off piste skiing, which may be classed as anything not pisted by a grooming machine, you have to look out for the ski racing exemption . If you come a cropper on the end of ski school fun race are you covered, or if you go down a NASTAR track in the US. On the basis that getting it wrong may be very expensive I just paid for the Ski Club insurance which covers amateur recreational racing for my Whistler trip where I did the Dave Murray course which has a lot of gate training and Ski Esprit which has fun race on the last day. Didnt fall once- on the basis I went pretty slowly !!-but who needs to worry about insurance when you are on holiday.
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You know it makes sense.
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I agree with Insure & go. Best deal I've seen, but I'm also heading to Mexico this year so I would say that. 
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Another vote for insure and go - although my little plastic card has been replaced twice and they still can't spell my name correctly - I guess Welly Ski is an unusal name and they are probably perplexic.....
One point: BEWARE pre-existing conditions. My parents' insurers would not fly them home from Barbados in January when my brother died; as they claimed an (unconnected to his death) condition had not been disclosed when they took out the policy (thankfully local Bristish Airways were fab and just booked them on next flight in first class for gratis)
When I redid my policy in February I asked if I needed to disclose things as daft as my high Cholesterol and my son's Eczema - yes they said: "everything". Moral - tell the b*star*s about everything and everyone you can think of and you are likely to get the policy benefits if you actually end up needing them (which is why we pay our £90 isn't it...)
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Poster: A snowHead
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Another good point there, yes the slimey fellows will always try to get out of paying if they can, I even declare my hayfever on my winter insurance because that way they can't complain.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Thanks for that. Insure & Go seems the best option to date:- £80 inc business/Ski cover for the year. 
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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I've gone with insure and go for the last couple of years and claimed twice, once for lost baggage my case vanished for 3 days and once for a cancellation due to a health issue. They've been great (for insurers) but like already said, you need to disclose anything and everything. But remember to read the small print as thier insurance is not as comprehensive as some, but it is good value for money in my opinion.
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You need to Login to know who's really who.
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Mac Daddy - I remember you having to cancel for around Jan 5th this year. There was a thread on the other site. Pleased they paid up with good grace. Hope you got a trip in anyway. Will disclose my housemaids knee and double vision after 2 bottles of wine.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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yes Michael, i was well gutted about that, it all turned out well though, got my money back off the insurance and had a trip to Cervinia later on, and i'm off to soldeu at the weekend 
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You'll need to Register first of course.
You'll need to Register first of course.
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Lucky b**ger. Have a great time. Hope the snows good for you 
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Question: If I book flights and then may need to cancel them myself. Is there a type of holiday insurance which will cover me??
Cheers Rob 
PS: PM me if you have info.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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With the SCGB insurance, do you have to be a member? Mr Geetee and I will be doing (hopefully) about 3.5 to 4 weeks of skiing this season and we'd want annual travel cover too that also includes our 3 year old. Can anyone tell me if SCGB would still be a good choice for us? We might get around to doing either some heli or cat skiing on our trip to Whistler (fingers crossed and finances available!  ) Thanks!
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geetee, yes I am pretty sure you do. I am a club member and I use dogtag, make of that what you will!
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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stoatsbrother, so, if you don't mind me asking, what does dogtag give you that SCGB doesn't?
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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geetee, You dont have to be a member for the lower levels of the SCGB insurance. I suggest that you look on the SCGB website .
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riverman, Thanks, I've had a proper look and the Standard policy looks OK. Am I right in understanding that I can have multiple trips of up to 31 days and that it's not 31 days total?
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You know it makes sense.
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geetee, If you have any questions about what the words mean i would contact the company to obtain clarification.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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interesting read, i'm in the process off sorting out a weeks worth of insurance - not sure where to look, ideally wanting something that covers the usual things, but also abit of off piste (no major back country stuff, but still unguided) and something that will insure me properly if i have any accidents in the park... attempting freestyle. i had a quick look at dogtag - would they be suitable? i'm open to suggestions as well.
cheers
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Poster: A snowHead
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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gsb, we have that too but not had to claim... so far.
It has the benefit of allowing university student offspring to be put on a "family" policy.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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gsb, we use Direct Travel too, no problems. Claimed for lost camera, paid up quickly, so quickly in fact that hotel 'found' the camera after we had been paid!! (and yes, we did return the money).
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You need to Login to know who's really who.
You need to Login to know who's really who.
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| Ski Bunny wrote: |
I use insure & go, it was about £65 for couple/annual/europe/winter sports inc off piste. Kids go free
Primary direct were pretty cheap too, I've used them in the past.
www.insureandgo.com |
insureandgo is underwritten by Primary (or at least used to be).
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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geetee, Now that they have ditched Primary it may be better. There have been threads full of woes and aggressive "claims management" over on the club forum. What did it for me was the failure to send out proper documents, and then when I rang up, to be told, "we cannot find any record of your policy, but if you have paid us you will be ok..." As I was about to go off to the US where no Insurance = lose your house, I was underwhelmed.
I am sure things will have improved with the new policies, but I am going to wait and see... till then Dogtag gives good turn around of the basic admin and includes un-guided off-piste cover.You have to really look at the small print of any policy if you want this.
Sometimes things are cheap for a reason 
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You'll need to Register first of course.
You'll need to Register first of course.
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stoatsbrother,
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Sometimes things are cheap for a reason
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I fully agree. The insurance subject has been discussed endlessly on here and a common theme seems to be how cheap it can be bought for. I don't see many s going out to buy the cheapest skis or the cheapest boots. There's no reason why travel insurance should be much different to any commodity... you (generally) get what you pay for.
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Post office was best for me, for annual cover, world wide, multi trip including USA. I was suprrised as a couple of years ago I decleared a couple of med problems and was referred to the help line which upped the premium rather a lot. This time, reading the small print, it said that if there was no change in condition - ie, stable with medication - then no extra premium. The cover supplied is also very good. I phoned and they confirmed! Just over £90 last April. Not bad cover for 2 ski trips in Bettex, France, 2 weeks in Portugal, a week in USA and, hopefully, one more week in Bettex. Mind you, with all this travel recently I am now broke!
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Bode Swiller, yes, but there's cheap and there's value for money. I do compare policies before I buy, and Direct Travel is good value, as well as one of the cheapest, and includes unguided off-piste.
s
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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TimDog,
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FAQ
Hey, I was used to them! 