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travel insurance
 Poster: A snowHead
Poster: A snowHead

i have always bought the optional insurance that goes with ski passes . I have always assumed that it covers your recovery from the mountin if needed. this year however I forgot and skied without it (no accidents thankfully). Thinking about it afterwards, did my travel insurance (which has snowsports cover) cover me for these costs anyway? my point is, if I have the same travel insurance, next time I go skiing, do I need the extra cover tagged onto the cost of the ski pass??
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person

risb98, the grey area is off piste. If you don't ski off piste your travel insurance is sufficient. If you ski off piste you need to check the specific conditions of your travel insurance. Although don't expect it to be 100% convincing if you ski off piste without a guide or without full ava gear or without "knowing what you are doing". But unless you do something silly you will be fine IMO.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?

risb98, there has been a lot of discussion on sH about this.

This one is dated 2008 but I don't think things have changed much (though it would be worth checking CN's T&Cs). I suggest you read the thread and make your own mind up.
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 You need to Login to know who's really who.
You need to Login to know who's really who.

risb98, Noone can really answer your question definitively without knowing your policy details and what you need. You will have to read through the terms of your exisiting wintersports insurance and determine whether the policy meets your needs.

That being said, the chances are, as Layne, says, your present insurance will cover the basic requirement you are talking about - being lifted off the slopes, medical treatment, repatriation - as far as on-piste skiing is concerned. Policies vary hugely as far as off-piste is concerned and if you do go off-piste you need to read carefully and maybe shop around to ensure you have cover for what you intend doing.

If your insurance fully covers you, what is the point of paying more to insure yourself again for the same eventualities? So make sure you have the right policy for you and save some euros for a beer or two. (Follow up some of the discussions in the forum, however, and you will find not everyone agrees with that!)
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snow report
 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.

Thanks for advice. Appreciated. Will read thead and go thru my policy.
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snow report
 You'll need to Register first of course.
You'll need to Register first of course.

risb98, I do not want to get into all this again, so if you go to the discussions section of my facebook group you can read what various insurance companies and underwriters have said. A real minefield.

http://www.facebook.com/topic.php?uid=134900026541300&topic=150
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