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Insurance for 4 month trip recommendations
 Poster: A snowHead
Poster: A snowHead

I am going on a trip for 4 months to New Zealand, and will be doing some skiing- mainly at weekends and probably not that frequently. I have been looking at travel insurance for the trip from a few places, and the addition of insurance for winter sports cover doubles the quote ( £110 → £220 ).

Is there anyway I could obtain more reasonable price when I am over there? - single trip 4 days etc. I have a feeling that I can't do this and will have to fork out. The company I have used in the past have said that I could always add the winter sports cover whilst I am there, but this will be for the entire trip.

Any advice/recommendations for insurance providers for this trip would be great.

Thanks
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person

Elston, Remember that while in NZ you will be covered for treatment and rehab under the NZ Government ACC system. This does not cover travel disruption. repatriation costs and treatment after you leave NZ. Also there is no charege for Ski Patrol and mountain rescue services.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?

Sarge McSarge, massive thanks. I did not know anything about this system. I will spend some time on the website later today after work.

Is travel insurance for this trip not strictly essential? Or would basic cover be more than adequate.
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 You need to Login to know who's really who.
You need to Login to know who's really who.

Will you be going off-piste? If so, make sure you are covered.
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.

You don't need cover for off piste in NZ. You don't get charged for rescue, choppers etc. It's all on ACC.
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 You'll need to Register first of course.
You'll need to Register first of course.

Elston, maybe worth giving MPI brokers a shout re overall cover for the trip. They do a lot of ski cover and have a gap year arm so between the two they should be able to pull something together: http://www.mpibrokers.com/index2.php
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