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Annual Insurance Policy
 Poster: A snowHead
Poster: A snowHead

Hi,

I have an annual policy that I booked last March through SKGB. It was good for 10 days skiing which I used up last season.

Can I use this insurance for my forth comming trip and just get local insurance with my lift pass. My thoughts are that if I get the local insurance with the lift ticket that will get me off the mountain and then if I need any treatment then the annual policy would cover that?

Does anyone have any experience of this?

I guess I could just top up the annual policy with a few extra days skiing?

I am going to Avoriaz and dont have one of those European medical cards. Actually I have no idea why I dont...

Many thanks
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snow conditions
 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person

Sunshine81, Trouble is, no one really knows what covers what, possibly as claims are so rare.
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ski holidays
 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?

Sunshine81, No, if you have an accident skiing and you've used up your 10 days winter sports cover with the SKGB policy, then you won't be covered for any skiing injuries. The local insurance will get you off the mountain, but why would the SKGB policy cover you for an uninsured risk ?

Getting a EHIC card is a simple process, so I don't know why you don't have one. You can apply online or at a local post office.
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 You need to Login to know who's really who.
You need to Login to know who's really who.

Sunshine81, I've never heard of an annual multi-trip policy only having 10 days wintersports. 17 is the norm. Worth checking.
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latest report
 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.

Hi, this is probably a really silly question as I've only used single trip insurances before. How does the insurance company know that you have used up the 10 days last year? Did you notify them of your holiday or did you make a claim? Puzzled

BTW the website for applying for the health card is here:
https://www.ehic.org.uk/InternetRes/home.do

It's free!
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 You'll need to Register first of course.
You'll need to Register first of course.

Hi,

Thaks for the advice. I have just checked with the insurer and we are covered for 14 days skiing so that is this trip sorted. Woo hoo.
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