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Insurance

 Poster: A snowHead
Poster: A snowHead
I've had insurance through Tesco in the past with winter cover but don't know if i was paying over the odds - anyoen got any recomendations for good cover? Also, what's the deal with off-piste cover - does anyone do it for not much more?
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
I use Direct Travel. There annual policy covers everything I want ski-wise, and seemed a reasonable price.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Specialman

This gets covered very regualrly...have you tried the search.

A number of the 'high street' policies don't cover off-piste at all. Amongst the faves for people on here are skiclub, dogtag and snowcard. BMC if you're into the mountains generally...

IMHO there's a definite 'get what you pay for with insurance', but luckily I haven't had to claim on a winter sports policy.
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 You need to Login to know who's really who.
You need to Login to know who's really who.
I've been looking at my options.

If I go away and work for the season I will have to rejoin the SCGB and use their insurance.

Otherwise I will be using Direct Travel annual multi trip because their definition of off piste doesn't appear to be as limited as other policies.
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Cheers guys - sorted. Smile
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 You'll need to Register first of course.
You'll need to Register first of course.
rob@rar, Out of interest, did they confirm the ski racing in the end ?
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
david@mediacopy wrote:
rob@rar, Out of interest, did they confirm the ski racing in the end ?

Because I'm unlikely to do any this season I didn't follow it up. Sorry Embarassed
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
I get annual travel insurance with my bank account which includes 30-days winter sports cover. It seems pretty much the same as most non-specialist insurance policies and does cover off-piste (with a guided group). However, what it does not cover, and I have a particular problem finding this, is cover for loss of earnings if one has an accident skiing and cannot work for any length of time. I'm not self-employed but my employers only provide a basic level of sickness pay which does not include accidents. I have income protection insurance to cover my mortgage and outgoings in the event of accident or sickness, but of course that does not include skiing accidents...

I did find a specialist insurer who provide personal accident cover to an appropriate level, but they wouldn't insure me as I am a cancer patient...

Insurance companies. Grrr!!
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 You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
Lloyds policy with their Premium account is really good and covers OHs even whhen not travelling with you. It also covers world winter sports including getting heli'd out.

I don't know of any travel policies that cover loss of earnings.
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 Ski the Net with snowHeads
Ski the Net with snowHeads
Lloyds policy with their Premium account is really good and covers OHs even whhen not travelling with you. It also covers world winter sports including getting heli'd out.

I don't know of any travel policies that cover loss of earnings.
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 snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
rob@rar, No problem - just wondering if it was me !
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 And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
bar shaker, is the premium version better than the platinum one? the winter sports cover in the platinum version only covers equipment up to around £400 and doesn't cover off piste at all. according to a lloyds insurance bod, they class off piste as being anything outside of a marked run.
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 So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
I've just taken out Direct Travel Wintersports Insurance. It is multi trip World Wide with wintersports.

It covers off piste, the only caveat is in the US if you are outside the boundaries you have to be with a qualified guide.

Cost £71.25.
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