 Poster: A snowHead
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As mentioned in the Clopidogrel thread, I had a possible TIA recently. It could have been a (first time) brief (15 min.) interference of vision similar to those experienced by migraine sufferers (and some dizziness for a while after) but at my age (75)the doctor thought a TIA more likely.
On that basis it has been treated with Clopidogrel which inhibits blood clots by causing platelets in the blood to clump less well.
Someone I spoke to at the Ski Club of GB ski insurers thought they might want to stop insuring me on the basis I had a TIA (but said it would be down to the assessors).
Does anyone have experience of getting ski insurance after a TIA? If you found someone who would insure you, do they insure for off-piste skiing without a guide? (I ski 90% with a guide, but often there is a warm-up day without).
My insurance is currently being automatically renewed. I will need to tell them something...
I am not going to stop skiing. If necessary I would ski without insurance.
Last edited by Poster: A snowHead on Sat 5-08-23 22:13; edited 2 times in total
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Can a TIA be diagnosed with more certainty? I'm not even sure what the situation is over "Might Be" symptoms.
Maybe getting a full health check is the way to go.
Can you get a fuller diagnosis from a specialist?
It's certainly a difficult one.....and any investigations for anything need declared - and then the results taken into account when deciding the premium.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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This was two registrars at the National Hospital of Neurology at Queens square, but unfortunately by the time they saw me 11 days had passed. They could see nothing on the MRI scan (head and neck) and I have been getting a battery of tests to see if they can see a possible cause (a couple to go), but it doesn't look likely they can get a certain diagnosis.
Insurers don't have a "possible" category. If a TIA is likely then they have to treat it as a TIA. And unfortunately I am probably permanently on a drug which makes stopping bleeds more difficult (for example a trauma that causes a brain bleed might be fatal).
So is anyone else in a similar situation with insurance? I know several are on the same drug for various reasons. Have you got insured and how difficult was it? I don't mind paying more.
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You need to Login to know who's really who.
You need to Login to know who's really who.
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@snowball, I don't remember Austrian Alpine Club doesn't asking any health questions and membership comes with fairly good insurance
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Thanks
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You'll need to Register first of course.
You'll need to Register first of course.
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| rambotion wrote: |
| @snowball, I don't remember Austrian Alpine Club doesn't asking any health questions and membership comes with fairly good insurance |
I don't think the basic built in insurance is actually that good (Excellent for rescue, but isn't remotely close to level of medical cover etc that most ski travel insurance provides)
BUT you can buy short term top up insurance cover (which brings it well in line with any other trip insurance, at least for injuries etc).
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I had a stroke five years ago (100% recovery), in the November. Went skiing the following March. I declared my stroke to my then insurers (through my bank). I wasnt covered for another stroke while away, but everything else was, as per normal. I looked at insurance that would cover another stroke, or covered the stroke I'd had and it was going to cosy over £300.00 for the week. So I took the decision to "wing it" and hope I didn't have another stroke. Covid lockdown intervened for a few years, now as Ive been symptom free for over three years I don't need "extra" cover and its not classed as a significant risk.
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