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Carre + Insurance versus Carre Neige

 Poster: A snowHead
Poster: A snowHead
HI all

so with all that is going on at the moment, I have been checking my ski insurance and it seems that when highering my kit for the family, I bought Carre + insurance. I thought I was buying Carre Neige, so that is my mistake for not drilling down properly. Does anyone know anything about Carre + and whether it is as good as Carre Neige?
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
I don't get any results searching for Carre +, so I guess that's the name of a product offered by a specific insurer.

The big benefits of Carre Neige are that it's understood by the staff on scene. If you're unconscious, they can scan your ski pass and immediately tell that you're covered and they can call a helicopter or whatever's necessary. Even if you're conscious and able to provide them with all the insurance details (make sure you carry them with you), if they don't know how to work with that insurer they could still ask you to pay on card.

In other words, I can't see it's possible for any other insurer to offer a product that's equivalent to Carre Neige. Maybe it would be close enough, but Carre Neige is cheap enough that I don't want to risk testing that theory if I have an accident.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Three weeks ago our son was helicoptered off the mountain ( lost consciousness & broken back) the pisteurs already had a doctor on the scene by the time I arrived (40 mins later). Their priority was for his welfare, and he was evacuated without any checks being made as to what insurance we had (if any), or any payments being made.
The idea that he would not be treated / evacuated was a non starter.
They just said to go into the office in the next few days so sort it out.
As it happens we did not have any special ski insurance.
But because I bought his lift pass with my MasterCard, there is provision under that (Underwritten by AIG) for evacuation, hospitalisation and repatriation expenses.
I have to say that AIG have been fantastic.
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 You need to Login to know who's really who.
You need to Login to know who's really who.
thelem wrote:
I don't get any results searching for Carre +, so I guess that's the name of a product offered by a specific insurer.

The big benefits of Carre Neige are that it's understood by the staff on scene. If you're unconscious, they can scan your ski pass and immediately tell that you're covered and they can call a helicopter or whatever's necessary. Even if you're conscious and able to provide them with all the insurance details (make sure you carry them with you), if they don't know how to work with that insurer they could still ask you to pay on card.

In other words, I can't see it's possible for any other insurer to offer a product that's equivalent to Carre Neige. Maybe it would be close enough, but Carre Neige is cheap enough that I don't want to risk testing that theory if I have an accident.


I am really annoyed I feel like I've been sold something incorrectly - it was sold by Precision Ski in LA with my boots, I just assumed it was the bog standard Carre neige - she has send me a link to the terms and conditions - but won't let me cancel it

file:///C:/Users/user/AppData/Local/Packages/Microsoft.MicrosoftEdge_8wekyb3d8bbwe/TempState/Downloads/DEPLIANT%20CARRE%20PLUS%202019%202020%20(1).pdf
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
WindOfChange wrote:
Three weeks ago our son was helicoptered off the mountain ( lost consciousness & broken back) the pisteurs already had a doctor on the scene by the time I arrived (40 mins later). Their priority was for his welfare, and he was evacuated without any checks being made as to what insurance we had (if any), or any payments being made.
The idea that he would not be treated / evacuated was a non starter.
They just said to go into the office in the next few days so sort it out.
As it happens we did not have any special ski insurance.
But because I bought his lift pass with my MasterCard, there is provision under that (Underwritten by AIG) for evacuation, hospitalisation and repatriation expenses.
I have to say that AIG have been fantaOMGstic.


OMG - I cant even begin to imagine what you went through!!! so glad they sorted you out - I hope your son is okay?

I bought my ski pass, via Pierre Vacance - have no idea how that would work via insurance
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 You'll need to Register first of course.
You'll need to Register first of course.
Bunches wrote:
thelem wrote:
I don't get any results searching for Carre +, so I guess that's the name of a product offered by a specific insurer.

The big benefits of Carre Neige are that it's understood by the staff on scene. If you're unconscious, they can scan your ski pass and immediately tell that you're covered and they can call a helicopter or whatever's necessary. Even if you're conscious and able to provide them with all the insurance details (make sure you carry them with you), if they don't know how to work with that insurer they could still ask you to pay on card.

In other words, I can't see it's possible for any other insurer to offer a product that's equivalent to Carre Neige. Maybe it would be close enough, but Carre Neige is cheap enough that I don't want to risk testing that theory if I have an accident.


I am really annoyed I feel like I've been sold something incorrectly - it was sold by Precision Ski in LA with my boots, I just assumed it was the bog standard Carre neige - she has send me a link to the terms and conditions - but won't let me cancel it

file:///C:/Users/user/AppData/Local/Packages/Microsoft.MicrosoftEdge_8wekyb3d8bbwe/TempState/Downloads/DEPLIANT%20CARRE%20PLUS%202019%202020%20(1).pdf


https://eur02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fprecisionski.zendesk.com%2Fattachments%2Ftoken%2FgWvrxIWHVelhe9KXrH4KWGAPM%2F%3Fname%3DDEPLIANT%2BCARRE%2BPLUS%2B2019%2B2020.pdf&data=02%7C01%7C%7C8c2eadba513041084a4808d7c41acdb9%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637193491702844738&sdata=w3uLyglC3Ntnqjy8T0hUdMqxh8kq4PfoNX6qth0%2FSTk%3D&reserved=0
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
He's lying in his back wearing a body brace for 12 weeks.
But otherwise he's good.
If your lift pass is part of a package, then I would definitely get some extra cover.
We used to get the Carre Neige, but since we started using MasterCard to buy the passes, haven't bothered.
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
WindOfChange wrote:
He's lying in his back wearing a body brace for 12 weeks.
But otherwise he's good.
If your lift pass is part of a package, then I would definitely get some extra cover.
We used to get the Carre Neige, but since we started using MasterCard to buy the passes, haven't bothered.


Really glad to hear that, I hope the 12 weeks pass as fast as possible - its a great leveller... hearing a story like that.



I don't know whether to pay again now - I have paid for the Carre + sold by the ski hire shop in resort,when booking my kit. so cross I didn't realise it wasn't CN. it seems to offer the same thing as CN, but I feel nervous now.
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You'll get to see more forums and be part of the best ski club on the net.
Bunches wrote:
WindOfChange wrote:
He's lying in his back wearing a body brace for 12 weeks.
But otherwise he's good.
If your lift pass is part of a package, then I would definitely get some extra cover.
We used to get the Carre Neige, but since we started using MasterCard to buy the passes, haven't bothered.


Really glad to hear that, I hope the 12 weeks pass as fast as possible - its a great leveller... hearing a story like that.



I don't know whether to pay again now - I have paid for the Carre + sold by the ski hire shop in resort,when booking my kit. so cross I didn't realise it wasn't CN. it seems to offer the same thing as CN, but I feel nervous now.



How could I find out if I would be entitled to AIG you got? I think I did pay with my Halifax Clarity card to PV - I paid just for the ski passes as I had paid my accommodation via Erna Low - I wonder if that wuld still count?
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 Ski the Net with snowHeads
Ski the Net with snowHeads
If it covers the expensive stuff, then it's really just a risk vs CBA you need to look at.
Remember that products must be fit for purpose, so it must cover some stuff.
As for medical staff checking insurance first, that is definitely not our experience from 3 weeks ago.
It might be a PdS thing but years ago Mrs WoC broke her leg and was evacuated by blood wagon and private ambulance, and again the pisteurs did not ask about insurance.
FWIW the Carre Neige + looks okay:
https://www.precisionski-rent.com/uploads/kcfinder/files/Carr%C3%A9%20Neige%20FR%20V2.pdf
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 snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
Bunches wrote:


I bought my ski pass, via Pierre Vacance - have no idea how that would work via insurance


Last year I got a free pass with my accommodation with Madame Vacances (same company I guess?) in Val D'Isere and I just took it to the lift pass office and paid in there to add the carre neige. Appreciate that won't be much help in the event you don't get there.
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 And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
Surprised no one else has suggested that you have purchased damage and theft insurance for your hired kit, having paid for a new pair of skis for the hire shop before I think its a small price to pay!
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 So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
WindOfChange wrote:
If it covers the expensive stuff, then it's really just a risk vs CBA you need to look at.
Remember that products must be fit for purpose, so it must cover some stuff.
As for medical staff checking insurance first, that is definitely not our experience from 3 weeks ago.
It might be a PdS thing but years ago Mrs WoC broke her leg and was evacuated by blood wagon and private ambulance, and again the pisteurs did not ask about insurance.
FWIW the Carre Neige + looks okay:
https://www.precisionski-rent.com/uploads/kcfinder/files/Carr%C3%A9%20Neige%20FR%20V2.pdf



Sadly that isn't what I was sold! if it was I would be happy as it is the normal Carre Neige.

Mind is just called Carre + and is via a different company in BSM.

https://www.ski-republic.com/uploads/kcfinder/files/DEPLIANT%20CARRE%20PLUS%202019%202020%282%29.pdf
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 You know it makes sense.
You know it makes sense.
Ah, just looked, it is both ie. Carre neige, plus cover for theft and damage of hired equipment?
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
It looks to be the same cover to me. Here they sell Assur Glisse with the lift pass. Pisteurs recognise that.
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 Poster: A snowHead
Poster: A snowHead
@WindOfChange, Any links to investigate that Mastercard cover you mention please?
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
La paix wrote:
Ah, just looked, it is both ie. Carre neige, plus cover for theft and damage of hired equipment?


yes - totally happy to pay ski insurance. I'm not worried about that at all. I just hope the carre neige bit is recognised if called upon on the slopes as I had thought I was buying the usually recognised one. and wanted to change it, but they wont refund the insurance even though I don't arrive for a month and they cant have paid out yet!

that said, I doubt I will get to the alps anyway, the way its going out there... so it will all become a moot point in the end
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
https://www.banque-casino.fr/images/pdf/notices/cdiscount/Notice-dinformation_Carte-Cdiscount-assurances_assistance_01012018.pdf
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