Poster: A snowHead
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Have read discussions that were more focused on UK health system covering most of cost after the hassle of filing claims. Anyone here know if its similar for us in the states travelling into the alps? I am going to call my insurance company, and also my credit card company to try and piece together what I already have covered. Are those the natural choices of organizations to ask? Does anyone have any strong feelings on buying carre neige or other trip specific insurance. I specifically bought insurance for a b/c hut trip I did a few years ago, but have not since renewed.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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https://carreneige.com/static/documents/2018/tableau-garanties-cn-gb.pdf
This gives you an idea of the basic cover. It means you don’t have to pay up front when carted off the mountain with an injury...well worth it, in my opinion. But, I always buy proper travel insurance as well, and would suggest you do too.
If you read about EHIC cards...that is something which we Europeans are entitled to through a mutual system run by our health services, so you don’t qualify for that.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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I always add on some 'adventure sport' type coverage from these guys when skiing Europe.
Worldnomads.com
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You need to Login to know who's really who.
You need to Login to know who's really who.
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I live in the States with full health insurance coverage here. I always buy the Carre Neige coverage with my Lift Pass. IMO it is well worth the minimal extra charge to know that I will be covered for any immediate care on the slopes rather than trying to prove I have coverage or trying to pay for transport off the mountain upfront.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Note that carre neige us a french system
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You'll need to Register first of course.
You'll need to Register first of course.
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In the Valais in Switzerland you'll get asked "Avec assurance?" and if you say yes, you'll get similar cover to the French Carre Neige. I assume that you'll get asked this in Schweizerdeutsch (Swiss-German) in places like Zermatt?
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Thanks. We are headed to 3v so was looking at lift tix options. And Carre Neige was offered it’s not a lot of $$ (less than paying for advance seats on BA from the states) so if I don’t do it, I’m probably jinxed.
We have needed some medical attention in the past (st Anton) and private place paid by credit card, state hospital ( they billed us minimal) (that was not the greatest trip btw). Neither time needed a sled or emergency evacuation.
Getting older so starting to think about stuff like this.
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@Redwine, Be aware that the Carre Neige only is for piste rescue and repatriation if required. It does not cover hospital or doctor bills...
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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skimottaret wrote: |
@Redwine, Be aware that the Carre Neige only is for piste rescue and repatriation if required. It does not cover hospital or doctor bills... |
A lot of the private insurance in the states covers emergency hospital/doctor bill worldwide, up to the point you could be repatriated back home.
Last edited by You'll get to see more forums and be part of the best ski club on the net. on Mon 12-02-18 19:12; edited 1 time in total
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@Redwine, I did read a report from another American citizen some time ago about Carre Neige and he pointed out that it covered medical repatriation to his normal residence and was repatriated to the USA.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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I thought it was just for the immediate rescue, but reading the link I posted above, it does look like it goes quite a bit further. Anyway, the bottom line is that it's a no brainer in my opinion. In January we were skiing with Mr P's Goddaughter and her 19 year old friend. The friend bought a Carre Neige with her lift pass, probably just because Mr P was there and said she should. Someone crashed into her and she busted her ACL on her second run of the holiday. The pisteur was able to take all the details from her Carre Neige there and then and it was one thing less to worry about. Poor lass!
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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I've heard mixed answers on this question regarding the Carré Neige, does it actually cover, recovery for example if you injured yourself off piste, but in resort 'boundaries'.
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You know it makes sense.
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I was with Clubmed off-piste last week and a Brazilian lady did her ACL and had to be carted off the mountain. I enquired about her insurance which she was clueless about (her husband fortunately had paid for the Clubmed insurance which apparently does cover off-piste & helicopter rescue). The guide and the ski patrol chap had a few loud words in French and he seemed pretty peeved as it was not clear. A flash of the Carte Neige would have made things easier particularly with the language barrier. But yes normal holiday insurance is essential too.
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