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M & S insurance any good?

 Poster: A snowHead
Poster: A snowHead
Need to sort new insurance out and have looked at m&s they seem fairly good on price are they as good as most others, it's so confusing reading all the terms as i haven't got a clue what would be sufficient cover.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
Do a search on 'insurance', there's been lots of useful discussion on the subject recently.

I decided to 'upgrade' my cover (which is provided through a company staff policy) and sent my insurer the terms of the snowcard cover available. They agreed to match all the 'extras' at no extra premium - result! Thanks to all the contributors to the insurance threads Very Happy Very Happy
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
We have M & S insurance...haven't had to call on it yet, £138.81 for 5 of us. Ours covers European travel only, (45 days on 1 trip), baggage cover and winter sports. It is covered by axa insurance which I think is reputable company.
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 You need to Login to know who's really who.
You need to Login to know who's really who.
Same topic,different company.Anyone ever tried the Post Office?Picked up their leaflet the other day.Annual family inc winter sports £95.00 with children under 18 free.Policy details look fairly average;the only winter exclusion is off piste with qualified guide only.Underwritten by Fortis,it looks a very straightforward policy.Maybe,as its being touted by such a well known outlet,its pretty secure?If nothing else,at least you can harass a real person,behind a counter,if anything goes wrong Evil or Very Mad
Thoughts anyone?
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Funnily enough (After the last two posts) my mate researched the insurance thing last year (He's good at that sort of thing so I was happy to go with whatever he recommended) and based on standard of cover it came down to two: M&S and the Post Office!
I went with M&S for no particular reason and have just renewed for £107.00 inc winter sports & excess waiver.
Interestingly they have tightened down on the medical stuff this year (Any pre existing conditions etc) which they all seem to have done.

Of course, the proof is in the claiming, which (touch wood) I haven't done yet.
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