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Off piste insurance cover

 Poster: A snowHead
Poster: A snowHead
My travel insurance through my bank covers off piste skiing if I am accompanied by a qualified guide at all times in areas the resort management consider to be safe. The guide part is straightforward however the wording of the second is very open to interpretation.
Going on a weeks touring in Japan. Day touring.
Anyone got any experience of insurance companies how they interpret the wording?
Tempted just to take the usual Snowcard Insurance to avoid no cover from my usual policy.
I think last year the group skinned up from the bottom when the lifts closed due to high winds.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
Have you tried a search on the forum? This topic gets discussed on a very regular basis.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Petermc1,

"In (off piste) areas the resort management consider to be safe."

What a load of bo11ocks. How could any claimant reasonably expect that criterion to be met? Puzzled And (in the hypothetical scenario of it being met) how could said claimant obtain proof of it being met? Puzzled
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 You need to Login to know who's really who.
You need to Login to know who's really who.
Thanks for the reply. What I was thinking. You pretty much summed my thoughts.
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
@Petermc1, MPI cover all offpiste skiing, it's an option upgrade for ERV - there are a few threads around as mentioned above
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 You'll need to Register first of course.
You'll need to Register first of course.
Bergmeister wrote:
Petermc1,

"In (off piste) areas the resort management consider to be safe."

What a load of bo11ocks. How could any claimant reasonably expect that criterion to be met? Puzzled And (in the hypothetical scenario of it being met) how could said claimant obtain proof of it being met? Puzzled


I think this is a clause written by American lawyers and copied by people who don’t know (or don’t care) about European skiing. American “off-piste” areas are within bounds and are generally patrolled and tested for avalanche safety. Sometimes areas within those resorts are marked as closed, because they are unsafe in the prevailing conditions. The insurance requirement in American terms simply means you can ski anywhere off-piste but you aren’t covered if you duck under a rope closing off an area.

In European mountains, the term is meaningless.
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
Could they mean ski routes?
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
Cheers guys, going to take the Snowcard option.
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 You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
MPI
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