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SCGB price hike

 Poster: A snowHead
Poster: A snowHead
Received my SCGB platinum membership renewal advice the other day, and thought it seemed a bit high at £255. So went online and discovered that joining up would cost £220. I emailed the club to get a reason for the difference, to be told that membership fees go up on 1 October.

I have asked that my membership be renewed before the end of this month, to take advantage of the unincreased price. Anyone with their renewal due in October may want to do the same !
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
Blimey! That's all my flights for the season- what do you get for £220?
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
SCGB exploit captive market shocker.
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@Charliegolf, Membership together with insurance. As I'm over 70, the insurance and membership (discounts) is well worth it. MPI quoted me £217 for similar level of cover.
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Fair enough if it does the job. Seemed like a wedge, but the context makes sense.
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 You'll need to Register first of course.
You'll need to Register first of course.
Ski Club of Great Britain https://g.co/kgs/oE6pm2

You get a lot for your money. Multiple trip cover loads of discount offers.
Difficult to get better insurance if you want to go away multiple times. I'll be renewing my membership
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
The link above was to highlight information that SCGB is a not for profit organisation
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
This is like 'Beetlejuice' - you've said "SCGB" three times , and now, you know who will appear .....
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You'll get to see more forums and be part of the best ski club on the net.
LeglesWonder wrote:
The link above was to highlight information that SCGB is a not for profit organisation


Doesn't mean the top bods can't pay themselves silly amounts of cash though Wink
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@martinm, ...and enjoy tax-exempt status, I believe.
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 snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
@martinm, I don't know? All I do know is that they have served a purpose for me over the past two years and as long as I get something out of it and prices are in line with other providers. I'll continue to use there services. I'm not a massive fan of some of the members but it facilitates my solo skiing and I like what I've experienced so fare
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 And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
ALQ wrote:
@martinm, ...and enjoy tax-exempt status, I believe.

No. Holding company accounts indicate they paid over £100,000 in corporation tax for 2016/17.
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 So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
martinm wrote:
LeglesWonder wrote:
The link above was to highlight information that SCGB is a not for profit organisation


Doesn't mean the top bods can't pay themselves silly amounts of cash though Wink


Reality check.

All the salaries are benchmarked by a specialist company.
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 You know it makes sense.
You know it makes sense.
ALQ wrote:
@martinm, ...and enjoy tax-exempt status, I believe.


Reality check:

You only pay tax on profit.

As a non-profit sports club, the Ski Club doesn't have to pay VAT but is still subject to corporation tax . SnowHeads could enjoy the same benefits if it was a proper club.
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
Gerry wrote:
All the salaries are benchmarked by a specialist company.


Benchmarked against other companies paying £200k salaries to the CEO probably NehNeh NehNeh
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 Poster: A snowHead
Poster: A snowHead
@deerman, Thank you for the heads up. I've asked SCGB by how much the Platinum membership will be increasing for a spring chicken of only 60. When I get a reply I'll let people know. It might be of interestl to some. Sorry to interrupt the debate!
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
I am also a platinum member and for the annual insurance cover including Winter Sports then I think it is good value. But then I too am rather senior in years.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Gerry wrote:
ALQ wrote:
@martinm, ...and enjoy tax-exempt status, I believe.


Reality check:

You only pay tax on profit.

As a non-profit sports club, the Ski Club doesn't have to pay VAT but is still subject to corporation tax .


I'm a bit puzzled. According to https://www.gov.uk/corporation-tax "Corporation Tax is paid on profits from doing business", so if the SCGB paid over £100,000 in 2016-17 in Corporation Tax (as ecureuil said) it must be making a profit (of more than £500,000 given a 20% tax rate)? If the profit isn't from doing business ("trading profits") then presumably it must be from investments or selling assets.
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@Alastair Pink, that’s for the holding co. wink
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Alastair Pink wrote:
Gerry wrote:
ALQ wrote:
@martinm, ...and enjoy tax-exempt status, I believe.


Reality check:

You only pay tax on profit.

As a non-profit sports club, the Ski Club doesn't have to pay VAT but is still subject to corporation tax .


I'm a bit puzzled. According to https://www.gov.uk/corporation-tax "Corporation Tax is paid on profits from doing business", so if the SCGB paid over £100,000 in 2016-17 in Corporation Tax (as ecureuil said) it must be making a profit (of more than £500,000 given a 20% tax rate)? If the profit isn't from doing business ("trading profits") then presumably it must be from investments or selling assets.


They sold the White House and invested the money.
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 You'll need to Register first of course.
You'll need to Register first of course.
Specifically ... in terms of major SCGB property/investment transactions ...

- From 1953 to 1997 the Ski Club of Great Britain occupied a prominent corner clubhouse at 118 Eaton Square in Belgravia, with a 75-year lease expiring in 2024. That lease was disposed of in 1997 for net proceeds of £1.3m with the building in unmodernised condition.
[NB. London Property Insider reported, on 16 Jan 2013: “One of the other properties that is still known to be a single residence, is 118 Eaton Square, which was sold to a Russian businessman for £65m”. More recently that property has been subject to a further 2-year modernisation.]

- From 1997 to 2017, the SCGB owned the freehold of 57-63 Church Road, Wimbledon. This property comprised a clubhouse/HQ and office space rented to other enterprises. That building was initially placed on the market in the spring of 2016 ...
https://www.facebook.com/groups/SKI.HUB/permalink/1811499599136804/

- The £3.8 million net proceeds of the eventual sale were reported, to the 2017 AGM of the SCGB, to have been invested. See 7th paragraph ...
https://www.facebook.com/notes/wtf-ski-club/ski-club-of-great-britaingets-radical-but-secretive-at-2017-agm/1149262008510018/
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
@deerman, Out of interest...… does that Insurance give you cover for a season or a limited number of days?
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
@GeorgeVII, How dare you pull this thread back on track!
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 You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
@GeorgeVII, Last year it was limited, they don't seem to be able to organise a policy for us season dwellers!
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@GeorgeVII, see https://www.skiclub.co.uk/info-and-advice/ski-insurance/ski-club-platinum-membership
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snowHeads are a friendly bunch.
@esaw1, Sorry, that was very poor form on my part. wink

@chocksaway, Any thoughts or recommendations for insurance?

@ecureuil, thanks, I'll take a look at that later.
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 And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
@GeorgeVII, there's some good insurance info on this FB thread https://www.facebook.com/groups/116846678352879/permalink/1836540003050196/
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 So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
@chocksaway, could be looking at about 16 weeks this season so I was thinking carte neige (medium option) would do for us in Savoie as I'm not looking for baggage cover or stuff like that. Would you agree?
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 You know it makes sense.
You know it makes sense.
The SCGB platinum policy offers an extension which covers stays of up to 5 months over the winter, in other words, the whole season for most people. It isn't cheap, but it's extensive.

@andy1234, If you go for Carte Neige and EHIC (who knows what will happen to that after Brexit), you won't be covered for repatriation if needed
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
@Chamcham, thanks for reply but the cover in the table on page two here https://ffs.verspieren.com/wp-content/uploads/2016/10/IN_carte_neige_license_2016-2017.pdf indicates that repatriation is covered if you go for medium or optimum options.
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 Poster: A snowHead
Poster: A snowHead
@andy1234, That's interesting, I hadn't seen that. However, page 8 suggests that it refers to local repatriation only. Also page 9, point 9, seems to specifically exclude repatriation out of France after 31 days in resort.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
@Chamcham, argh, you may have saved me from a mistake there, it's a good job someone reads the small print! I will have another look in that case. Maybe I will lean towards the AAC. Will have to read their small print as well!!
ski holidays
 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Maybe not an issue for some, but the SCGB insurance specifically excludes cover for terrain parks. Unfortunately, they've entirely failed to clarify if ski cross, boarder cross, etc trails come under their definition of terrain park.
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@andy1234, Andy, Let us know how you get on with that. I'm looking at doing almost a full season too.
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Ski Club insurance covers off piste without a guide, which most don't. In this context the lack of terrain park cover is surprising.
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sugarmoma666 wrote:
Maybe not an issue for some, but the SCGB insurance specifically excludes cover for terrain parks. Unfortunately, they've entirely failed to clarify if ski cross, boarder cross, etc trails come under their definition of terrain park.


Interesting. At Grindelwald First there is an area at the top of the Oberjoch lift with a park with some very gentle rollers. It seems the SCGB insurance would exclude that then. Sad
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
Alastair Pink wrote:
sugarmoma666 wrote:
Maybe not an issue for some, but the SCGB insurance specifically excludes cover for terrain parks. Unfortunately, they've entirely failed to clarify if ski cross, boarder cross, etc trails come under their definition of terrain park.


Interesting. At Grindelwald First there is an area at the top of the Oberjoch lift with a park with some very gentle rollers. It seems the SCGB insurance would exclude that then. Sad

From the policy wording "Snow/Terrain Parks" are in Activity Pack 4.
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
90 days trip cover worldwide inc. repat, all mountain activities (recreational) with Carte Vieux Campeur 25€/year.

https://www.auvieuxcampeur.fr/carte-club
https://www.auvieuxcampeur.fr/media/wysiwyg/cms/carteclub/Contrat_CarteClub_2018_en-2.pdf

Pre-existing conditions not covered. No age requirements, must have EHIC (so possibly Brexit deal dependant). Coverage in non-reciprocal healthcare agreement countries would not be sufficient, but fine for Europe.... for now Skullie
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 You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.

here's the price list for 18-19.
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Ski the Net with snowHeads
Alastair Pink wrote:
sugarmoma666 wrote:
Maybe not an issue for some, but the SCGB insurance specifically excludes cover for terrain parks. Unfortunately, they've entirely failed to clarify if ski cross, boarder cross, etc trails come under their definition of terrain park.


Interesting. At Grindelwald First there is an area at the top of the Oberjoch lift with a park with some very gentle rollers. It seems the SCGB insurance would exclude that then. Sad

When I asked if ski and board cross trails are covered, I finally got this response:
Quote:
Apologies in the delay in getting back to you with more information on this – it’s a complicated subject so it’s taken us a while to get some of the information we need from our insurers.

Regarding snow/terrain parks in general – whether on a Freshtracks trip or any other trip – you are not covered if you go into a terrain park and start actively using the features, doing jumps, rails etc. If you are just skiing through the park as a detour down the piste, and something happens (for instance you are hit by someone who is doing the jumps), then you would be covered. It’s a subtle difference, but hopefully most skiers will understand the difference.

We still don’t have full clarification on boarder/skier cross courses – essentially they are prepared pistes and if you ski through one in a responsible manner then you are probably covered if an accident occurs – but if you were to be racing round a course at full pelt alongside other skiers in the style of an actual skier cross race, that may be interpreted as putting yourself in unnecessary danger and you may not be covered. It would considered on a case-by-case basis.

At this stage, that is probably the most information we can give you – but we are going to speak to the insurers specifically about boarder/skier cross courses and look to get them included in one of the activity packs.

I never did receive any more information. Clear as mud really.

I find the wording on MPI's ski insurance website far more reassuring:
Quote:
We also appreciate certain actions cannot really be avoided, such as leaving your skis/boards outside a mountain restaurant, or sneaking through a snowpark for a quick jump, therefore there are no exclusions regarding snowparks or loss of skis up a mountain.
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