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Ehic and replacement

 Poster: A snowHead
Poster: A snowHead
@skimottaret, oh gosh. Wishing her lots of luck.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
@Hurtle, snap, she is travelling with a Brit and I "think" jr. will be okay with an EU passport but not 100% sure about her roomy, both have neg covid tests and proof of address in FR but ....


Last edited by Obviously A snowHead isn't a real person on Tue 29-12-20 11:56; edited 1 time in total
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
rob@rar wrote:

You do understand that EHIC is not a UK initiative, and the UK is not the only country which issues EHIC cards, don't you?[/quote]
Yes

Quote:
It's not possible for a UK citizen in the UK to apply for an EHIC card at the moment. It is possible for an EU citizen living in the UK to apply for an EHIC card at the moment.

Yes I am also aware of that.

What I could not see, was a post by QPP saying she had an Austrian issued EHIC card.
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Mr.Egg wrote:
What I could not see, was a post by QPP saying she had an Austrian issued EHIC card.
You said she was not entitled to an EHIC as she was no longer resident in the UK, and suggested she see if there was an equivalent scheme in Austria. It seems to me that both your points show a fundamental misunderstanding of the EHIC scheme, which is why I suggested you check your facts. Not check the facts on QPP's individual situation, but your facts regarding the EHIC scheme.
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Anyway, snowHeads is much more fun if you do.
My initial post mentioned an EU eCard. Generally they are called eCards throughout the EU as EHIC is an English-language abbreviation.
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Gov.uk confirms EHIC validity in France

https://www.gov.uk/foreign-travel-advice/france/health

Had the same for Belgium as well, I don't have alerts for the other nations.
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My french card is a CEAM (carte européenne d'assurance maladie).
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After all it is free Go on u know u want to!
@chocksaway, All the EU countries have renewed their cover for brits as part of the brexit deal, presumably on a reciprocal basis. Uk now has to go cap-in-hand to Norway, Iceland, Liechtenstein, and Switzerland to try to strike a deal to get back that which has been lost rolling eyes .
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@shep, why cap in hand? Don’t you think residents of those countries visit the UK and wouldn’t like the same benefit for themselves- its a quid pro quo.
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@shep, CH is not in the EU so why have we lost the EHIC in CH?

Confused of Somerset Toofy Grin
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Deleting double post.


Last edited by snowHeads are a friendly bunch. on Tue 29-12-20 19:15; edited 1 time in total
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@MorningGory,
Quote:


@shep, CH is not in the EU so why have we lost the EHIC in CH?

Because we got EHIC rights in CH on the back of the EU agreement, and CH are now treating us as third country, so we have to negotiate it again.
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MorningGory wrote:
@shep, CH is not in the EU so why have we lost the EHIC in CH?

Confused of Somerset Toofy Grin
Don't worry, I think we're all struggling to keep up! It's precisely because CH is not in EU, because the EU block have collectively renewed the existing arrangement as part of the brexit deal. The EEA countries (Norway, Iceland, Liechtenstein) and Switzerland (neither Eu nor EEA) have not as yet chosen (and are under no obligation) to do a bilateral deal to continue cover.
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 You know it makes sense.
You know it makes sense.
@ster, wink
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
Overseas Health told me last week that EHIC remains valid in CH throughout a stay in CH that started before 2359 31/12/2020.
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 Poster: A snowHead
Poster: A snowHead
I applied for a "new" EHIC as a dual national Irish citizen residing in the UK and as I had not applied for settled status they queried my application and have asked for proof of address and copy of passport.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
The UK does have a new Trade Agreement and Citizens Rights Agreement with Switzerland, to commence 1.1.21 and signed to much publicity and flag-waving by the UK Government. This does refer to EHIC continuity.

Both these Agreements aim to address the numerous Bilateral Agreements previously in place between the EU and Switzerland, under which the UK obtained various trading, services and citizen benefits. Unfortunately, the UK:CH replacements (Trade and Citizens Rights) are fairly narrow subsets and many elements are completely missing or highly limited.

EHIC is just one of many areas where there is some mention but where UK citizens lose important reciprocal benefits. UK citizens in possession of an EU EHIC have reciprocal coverage (e.g. through marriage, dual nationality, residence etc.) but that's it. In the main Agreement documents I've seen, it doesn't even mention continuity of EHIC cover in Switzerland if you are already in the country on 1.1.21, so that must be in some clarification or Addendum etc.

Thus EHIC for a UK citizen is effectively terminated by non-inclusion in the 2021+ UK:CH Citizens Rights Agreement i.e. it simply isn't mentioned.

My prediction is that in time, the UK will have formal agreements with Switzerland and other countries through which it provides reciprocal healthcare cover, of some sort, to a greater or lesser degree. This for 3 reasons: 1. UK Tourists abroad will represent a big enough voter bloc to make it worth the cost. 2. foreign visitors would be covered by their countries' health services in return, so the cost is (roughly) balanced-out and 3. The big insurers will lobby hard to have the 'pre-existing condition' market (15 million UK citizens in this category) underwritten by government. But how long this will take, and how extensive any cover would be, is hard to know.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
New details for the post-Brexit Global Health Insurance Card have been published by the UK government!

https://www.gov.uk/guidance/uk-residents-visiting-the-eueea-and-switzerland-healthcare#apply-for-a-ghic

The card covers UK citizens health when they travel to.... the EU27. And that's it. As @LaForet, says, UK citizens lose this reciprocal health cover in the EFTA 4.
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"GHICs only cover you in EU countries. They do not cover you in Norway, Iceland, Liechtenstein or Switzerland."

Maybe we could join the EU, where the word "global" probably still means global.
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So not covering the globe? That's disappointing wink

Anyone recently received an EHIC/GHIC card? My EHIC expired in last month and I didn't bother applying for a new one assuming it would no longer be available, so I was pleased and surprised by news it would continue in some manner. I applied for a new card on 31 December when the E/GHIC website was updated, so will be interesting to see what turns up and when.
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I just applied for my Brexit-EHIC (like an EHIC but less useful).

The software feels about a decade or more old - traditional post backs, the text "STD" to define telephone numbers not social diseases,
some graphical errors on the page, and no obvious GDPR influence. Unimpressive.

As I'm unlikely to be able to legally get out until the law changes or I become a Tory donor, it's moot, but I would imagine that if
one were to legally incur European health care costs because Johnson failed to provide continuity in cover that there'd be legal
redress. In other words, you probably don't need to physically have the card in order to recoup expenses eventually.
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philwig wrote:
In other words, you probably don't need to physically have the card in order to recoup expenses eventually.
I think that's correct, and has always been the case. The card is a convenience to indicate to overseas health services that you have that entitlement, rather than the entitlement itself. Retrospective confirmation of that entitlement is fine, I saw that work in Albertville hospital once.

The G/EHIC website said 10 days to receive the card. I wonder if that will be the case, and will I receive an old style EHIC card? Or will I get a newly designed GHIC card with a picture of BoJo on it?
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So, how hopeful are we that the Global part is because there's some hope we get a deal with additional countries?....yeah, thought not Laughing

TBH I'm delighted that there is some continuation to this scheme, the fact that it screwed over a big chunk of the people that voted us into this mess in the first place is just a bonus wink NehNeh
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rob@rar wrote:
So not covering the globe? That's disappointing wink


But given this Government's propensity to PR spin everything, hardly surprising.

Edit: Be thankful for small mercies, at least it covers the EU27 countries and they didn't call it the 'World Beating' Health Insurance Card. Toofy Grin
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Alastair Pink wrote:
Be thankful for small mercies, at least it covers the EU27 countries and they didn't call it the 'World Beating' Health Insurance Card. Toofy Grin
Indeed. Will have to think about coverage for Switzerland as that's somewhere I visit, less sure about the other EEA countries. Perhaps later this year there will be a separate agreement CH-UK for reciprocal healthcare.

What has surprised me is the apparent silence from those who complained about about health tourism from EU visitors to the UK before the referendum. Obviously that will continue with this new reciprocal agreement, yet nobody seems to be concerned any more. Seems odd to me, but I never complained about the issue before the referendum so I'm pleased to see that nothing much has changed.
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@rob@rar, what people didn't realise was that there was quite a bit of health tourism going the other way, less waiting time that in the Uk for a hip replacement , there was a company specialising in it, details are in an article in the Times under Mrs Moneypenny. Plus Kent NHS giving you the option of having treatment in Calais.
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radar wrote:
@rob@rar, what people didn't realise was that there was quite a bit of health tourism going the other way, less waiting time that in the Uk for a hip replacement , there was a company specialising in it, details are in an article in the Times under Mrs Moneypenny. Plus Kent NHS giving you the option of having treatment in Calais.


As a health tourist myself, in Austria and entirely unplanned, I've taken advantage of the cooperation across the EU for healthcare. Pleased to see that it will continue.
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@radar, not quite the same, but my Polish colleague needed an MRI and the NHS waiting time was so long, and the private fees so high, that it was cheaper for her to fly home to Poland and get it done privately there, then pass the scan to a Consultant over here Laughing

@rob@rar, we've got SOVrint-e now, so they don't care
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 You know it makes sense.
You know it makes sense.
The NHS department that administers health insurance cards for overseas travel has been overwhelmed since the end of the Brexit transition phase.
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
Inevitable really Rob. I guess a lot of people like you assumed that there would be no replacement. I guess you would have replaced it last year if the lurgy hadn't prevented travel. Now all that slack has to be taken up and people have lots of time on their hands. The question is how much surge capacity needs to be built into government systems, which all costs money. Additionally, some of the staff will be isolating etc. I suspect in a months time all will have sorted itself out. Next issue will be the Passport Office.
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 Poster: A snowHead
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chocksaway wrote:
Inevitable really Rob. I guess a lot of people like you assumed that there would be no replacement. I guess you would have replaced it last year if the lurgy hadn't prevented travel. Now all that slack has to be taken up and people have lots of time on their hands. The question is how much surge capacity needs to be built into government systems, which all costs money. Additionally, some of the staff will be isolating etc. I suspect in a months time all will have sorted itself out. Next issue will be the Passport Office.
Yes, I agree. No criticism from me that they are currently over-loaded, it's an inevitability. As #BrexitDividends go its pretty inconsequential, even if perhaps typical.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
Yup, the whole EHIC panic was just a storm in a Guardianista's teacup. Who'd a thunk it?
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
mitcva wrote:
Yup, the whole EHIC panic was just a storm in a Guardianista's teacup. Who'd a thunk it?

Unless you get injured in Switzerland, obviously... Toofy Grin
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shep wrote:
mitcva wrote:
Yup, the whole EHIC panic was just a storm in a Guardianista's teacup. Who'd a thunk it?

Unless you get injured in Switzerland, obviously... Toofy Grin


Not an issue, cos you will have sensibly purchased travel insurance, yes?
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Talking to LV= about renewal of our Travel insurance, they said that obviously, at the moment, all travel cover (whether covid-related or not) is invalidated by virtue of France and Switzerland being on the Foreign Office blacklist. Once the FO exclusion is removed, most insurers intention is to make EU and Swiss travel cover much the same as that to the USA, with a corresponding increase in the premium.

There are a many discussions going on with other countries regarding reciprocal arrangements to replace the UK/EU EHIC agreement, but so far none are in place. Announcements are of intentions, not anything that's currently available. So really, it's speculation at the moment as to what the fine detail of anything that emerges will be.
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LaForet wrote:
Talking to LV= about renewal of our Travel insurance, they said that obviously, at the moment, all travel cover (whether covid-related or not) is invalidated by virtue of France and Switzerland being on the Foreign Office blacklist. Once the FO exclusion is removed, most insurers intention is to make EU and Swiss travel cover much the same as that to the USA, with a corresponding increase in the premium.

There are a many discussions going on with other countries regarding reciprocal arrangements to replace the UK/EU EHIC agreement, but so far none are in place. Announcements are of intentions, not anything that's currently available.
So really, it's speculation at the moment as to what the fine detail of anything that emerges will be.


I don't understand.

Who has said that insurers will hike premiums? Surely not the telephone operator at LV.

I'm not saying they won't, but where is this said officially?

The EHIC agreement has been sorted, so apart from Covid issues, on what basis is EU travel worthy of a premium hike?

Profiteering???
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From the MSE website

" The new global card replaces the European one, but don't read too much into the name - it does much the same for almost all the same countries. Don't google for it though, as shyster websites will try to make you pay. See our free GHIC/EHIC help. If you've already got a valid EHIC, it's still valid, so you don't need a GHIC. "

https://www.moneysavingexpert.com/news/2020/12/new-free-ghic-replaces-ehic/
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Current Brexit FAQ from LV
https://www.lv.com/insurance/brexit
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So a clarification. The LV= renewal quote came through just after I posted. It's gone up about 15% for Europe, multi-trip, plus sports. But in a way it's pointless to renew at the moment, because it disclaims all cover when travelling against FO advice. There's no mention anywhere of the EHIC being required, or not.

AS far as I can see the EHIC replacement hasn't been sorted for Switzerland (because it isn't in the EU?). There is nothing anywhere in the current UK:CH Reciprocal Agreement which I've read about any reciprocal health arrangements. I may be wrong of course, because I'm not inclined to do any further research beyond this. So I'm genuinely interested to know where exactly the documentation is for any new UK:CH EHIC or equivalent arrangements. And not press articles or even government press statements, but the underlying Ts+Cs agred between the two countries.

Thanks for the LV= link, but although useful it still read as ambiguous to me, which is why I rang them. At the moment, given we're both over-65, there's no way we'd travel anyway until we're both completed both inoculations. Which given we're Group 5 I suspect won't be for 6 months at least. So our conclusion at the moment is that we won't renew - once we know we're OK to travel, the FO have lifted their blacklisting, and the situation in France and Switzerland has itself stabilised then we'll just get new quotes when we decide to go. It might even be that by that time, there's a formal immunisation and test recognition mechanism in place that would help de-risk cover for insurers and reduce premiums. And a clearer situation re reciprocal healthcare charges.


Last edited by You'll get to see more forums and be part of the best ski club on the net. on Thu 7-01-21 16:55; edited 2 times in total
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@LaForet, So the thought is that LV are bumping premiums for Switzerland, because the EHIC doesn't cover there any more/yet?

Can't see a justification of a premium hike for EU destinations, beyond covid issues.
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