 brian
brian
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I've just applied for a Nationwide flex account and credit card. Thanks for the info people 
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Hi folks.
Just to let you all know I have been pre-booking things in Canadian Dollars on the internet (which constitutes a direct purchase i guess?). I bought things with a variety of cards for fun:
Barlays Connect (Visa Delta) - gave a final exchange rate of 2.21.
Co-operative - 2.20.
Barclaycard - 2.22.
I think the differences may simply be due to purchases on different days.
Seems fairly good to me from all of them and i was happily surprised.
Not sure if that is different when out there actually in person, we shall see...
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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| tomski01 wrote: |
Barlays Connect (Visa Delta) - gave a final exchange rate of 2.21.
Co-operative - 2.20.
Barclaycard - 2.22.
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How does that compare with what the interbank rate was on those days? [I'd check myself but you didn't say when the transactions were made.]
You can get the historic interbank rate here: http://www.oanda.com/convert/fxhistory
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You need to Login to know who's really who.
You need to Login to know who's really who.
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RobW, looking at that its in the region of 2.26-2.28.
Example:
Transaction on 11th (Barlays Connect card) for 373.65$ came to £168.38 (this is straight out of my bank so presume includes all charges..if there were any?) = 2.219.
From the link you gave, exchange rate was 2.280.
Not too bad? 
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Hi, just come back from Canada and used my Bank of Scotland Visa Debit card whilst I was out there for purchases (not cash).
I got the following rates according to my bank statements + a £1.50 charge for all transactions...
9th Jan 2.222
5th Jan 2.205
3rd Jan 2.222
2nd Jan 2.234
1st Jan 2.216
30th Dec 2.216
These are the dates the bank believed I made the transactions, not the date they were debited from my account. (My statement gives me the actual date).
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You'll need to Register first of course.
You'll need to Register first of course.
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Nick_C, wrote '
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True and I'm looking around, following this thread a Nationwide account is looking on the cards
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I got my Nationwide credit card for a trip to the USA summer 2005 on the advice of many people. Got great exchange rates on purchases. Worked for cash - almost certainly with a fee - but little used. Used it extensively on trips in Europe since -most recently in France in Dec - again purchases at around 1.487-1.49, same for cash with an additional 2% charge for cash advances. I keep it for foreign trips and so its also easier to work out what you have spent!
I now always use Marks and Spencers for foreign cash - it was mentioned above but sems to have slipped off the radar - their rates have always been at least as good as the Post Office, often much better, they are commision free and my maths when getting dollars and dollar cheques was that I couldn't get a better deal with anyone else with or without commission - even 'deals' at Thomas Cook etc didn't seem to better unless you were getting the amount of currency that I would not feel comfortable having with me/was out of my spending league! Obviously this could change but keeping an eye at what M & S are doing is worthwhile I
reckon
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Yup, using a Nationwide Credit Card here as well. Picked this little gem of info up from that moneysavingexpert.com website a while back.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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| tomski01 wrote: |
Transaction on 11th (Barlays Connect card) for 373.65$ came to £168.38 (this is straight out of my bank so presume includes all charges..if there were any?) = 2.219.
From the link you gave, exchange rate was 2.280.
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So using a Nationwide or Post Office card, the $373.65 would have been £163.88 - saving yourself a fiver over Barclaycard - or 3%.
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| Not too bad? |
Not what I'd call it!
(Sorry about the delayed reply - been skiing!)
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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i normally carry 2 bags of conflict diamonds, some coke, prohibited animal furs, skins and leathers, 5 passports, 20000 in US$, 10000 in £GBP, 15000 in Euro, 200,0000 JPY, 15,0000 CNY, Bank of England Credit Card and a Walther PPK.
I get good rates if you want them to call 0800 EXCHANGE (0800 39242643) and user reference: 007 name: Bond, James Bond
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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In all seriousness, always use your card and never pay much attention to how much you are drawing, that way you enjoy yourself and don't realise exactly how broke you are until you get back to the UK and haven't got enough money in your account for a train ticket from Gatwick!!
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