Poster: A snowHead
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Just has daughter on the phone in floods of tears. Last light someone went through all the ski lockers in Appts Roche Blanche and stole loads of skis and boards. Daughter says she can't afford another pair at the mo either. Gits.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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I would never leave my gear in a locker in alp dhuez they had the super secure pine wardrobe outside of the front door there was no way I would leave my skis in it you may aswell just lie them against the chalet wall outside.As for locker rooms that are unlocked as a thief you would really only need to do a couple of jobs and you could have yourself 15/20k worth of skis to sell .happens every sport though downhill bike racing team vans get emptied ,motorcross races the same gangs come and just raid the places its sad but the low life's will keep doing it if its easy to get at the stuff.sequoiaboard,I really feel for your daughter any theft is rubbish
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sequoiaboard, that's miserable. But if locks were forced her insurance would pay out?
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Is there cctv at Roche Blanche?
All the co-props at our block in VT clubbed together to have CCTV installed. Might put people of. But the ski lockers are very vulnerable.
The gangs must be quite brazen as VT never really sleeps and there is always some movement around.
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sequoiaboard, That sucks mate. The one thing I never do is leave my kit in the boot room, too many friends have had kit go walkies, then you've got the joy of dealing with the Gendarmes (if you're in france).
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It seems that the contents of 20+ lockers were taken. That is a lot of skis and boards.
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pam w, I would have thought that forced entry would be covered by insurance too. I guess we don't know the details, but if I had kit in a locked locker in an appt. block I would expect it to be covered by insurance if the group or individual locker was forced. Even if it was only protected by a 1Euro lock
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Megamum, I like that our ski room automatically locks when the door is shut (and it shuts automatically as well), but everyone should use the key to "double lock" the door - and potential thieves have got to get through the locked front door first. I do still lock my skis up as well though.
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I am thinking of covering our locker with ally treadplate and putting in some stronger locks. Not sure how much difference it would make against a determined Eastern European and a crowbar.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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Quote: |
I would have thought that forced entry would be covered by insurance too
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yes, that's what I meant. Not like leaving them unattended outside a restaurant.
However, if these mass thefts are going to become more common insurance against theft is bound to become a lot more expensive. I don't bother - I only insure against medical expenses and third party claims, on the basis that insurance companies exist to make money and it makes sense to carry the risk yourself for anything you can afford to pay for.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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pam w, My skis are more than 4 years old so wouldn't be covered by holiday insurance anyway, but I would expect to be able to claim on either my apartment contents insurance (which I need because I rent it out) or the building communal insurance
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holidayloverxx, Yes, we noted it was a fairly secure location, but it was bulk storage once you were in so we did always took the precaution of locking our skis up even within the store just to be on the safe side. Insurance company 'were the skis locked?' us, 'hands on heart, yes, the skis were locked'
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You know it makes sense.
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holidayloverxx wrote: |
pam w, My skis are more than 4 years old so wouldn't be covered by holiday insurance anyway, but I would expect to be able to claim on either my apartment contents insurance (which I need because I rent it out) or the building communal insurance |
What's that? Only new-ish kit is covered by holiday insurance? I didn't realise that, is that usual? Better read our policy as mine are about 4 years old but I would be sorry to lose them.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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sarah, I suspect it is like car insurance - they probably cough up what the stolen goods are worth and then expect you to be able to replace like with like - the trouble with something skis that you might have owned from new if you know their history, and it would be practically impossible to replace like for like in exactly the same condition for the cash they would give you. Not only that, but but with a personal item you can never get exactly the same again for the same money, You almost need the equivalent of a cars 'gap' insurance', but that is never going to happen. It's a bit like the person who is happily running a paid for, carefully in 2nd hand car and intending to do so for the next 15 years. They don't want to suddenly have to go out and replace it if it is written off as they won't be able to again the same car for the money they would get for it. Insurance doesn't take account of the worth of the item to the owner.
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Poster: A snowHead
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Megamum, of course, yes it will be just like with cars.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Ihaven't heard anything locally about it being any different to normal
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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sarah wrote: |
holidayloverxx wrote: |
pam w, My skis are more than 4 years old so wouldn't be covered by holiday insurance anyway, but I would expect to be able to claim on either my apartment contents insurance (which I need because I rent it out) or the building communal insurance |
What's that? Only new-ish kit is covered by holiday insurance? I didn't realise that, is that usual? Better read our policy as mine are about 4 years old but I would be sorry to lose them. |
Depends on the policy I suppose, but all of the ones I've taken out reduce the amount you can over a period of about 4 years at which point you get nowt.
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Quote: |
What's that? Only new-ish kit is covered by holiday insurance? I didn't realise that, is that usual? Better read our policy as mine are about 4 years old but I would be sorry to lose them.
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Depends on your insurer. Most will apply some kind of value reduction when you claim - i.e. if you bought something for £500 10 years ago, it's probably worth a lot less £500 now...quite possibly nothing, depending on what it is. When I claimed for some lost ski boots a few years back I was pleasantly surprised by how much I got back for them (given they were 6 years old). I'd be reeally surprised if the value of skis was reduced by 100% after 4 years...unless you're using a crappy insurer I'd expect you to get more than 50% back.
There are of course other insurers who will replace kit on a new for old basis, but they're presumably quite pricey (I've never actually looked).
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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holidayloverxx wrote: |
Depends on the policy I suppose, but all of the ones I've taken out reduce the amount you can over a period of about 4 years at which point you get nowt.
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Crappy insurer
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ChrisWo, not really (but I saw the wink)
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Insurance doesn't take account of the worth of the item to the owner.
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No, indeed. My car's "book value" is very little, but it's worth a lot more to me. I imagine you have to have special insurance to cover rentals, holidayloverxx? I confess to not having read my apartment's contents insurance too carefully - it's the standard provision from britline - but I would assume it would exclude any damage or loss if the place was rented out. We have individual lockable ski lockers in the apartment block but I'd be surprised if there was any cover from the co-pro for items stolen if they were broken-into, because they count (as do the caves) as part of our individual tantiemes.
For the last ten winters I have left a pile of skis and boards, unlocked, on the terrace of my (garden level) apartment. Nothing has been nicked yet - though at the moment the piles of snow outside are so high it wouldn't be possible for anyone to see them.
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Checking my policy, it's the top one so should be decent.
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pam w, My insurance is specifically for holiday rentals (£20k cover for contents). Our ski room is communal (although I expect it probably is "store at your own risk" when I think about it), I have a separate cave which is of course my responsibility.
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My insurance says this:
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How old is the equipment? How much will you get back?
Up to 12 months old 90% of the price you paid
Up to 24 months old 70% of the price you paid
Up to 36 months old 50% of the price you paid
Up to 48 months old 30% of the price you paid
Up to 60 months old 20% of the price you paid
Over 60 months old Nothing |
Reasonable I suppose.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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At some stage the ski resorts are going to become gated communities - most have only one road into town, to get up that road you have to check in with the guard on the gate, who takes registration number and ID, and CCTV of drivers.It would at least be a decent deterrent, plus easy enough to check in the back of each large van or truck coming down the mountain at night.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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sarah, and I paid £100 for the skis I have out in Austria!
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At some stage the ski resorts are going to become gated communities
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let's hope not.
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You know it makes sense.
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sequoiaboard wrote: |
Just has daughter on the phone in floods of tears. Last light someone went through all the ski lockers in Appts Roche Blanche and stole loads of skis and boards. Daughter says she can't afford another pair at the mo either. Gits. |
That sucks. She's doing a season right? She should be able to get a hook up with one of the local shops, discount, put deposit down (30%ish, sometimes ID too), and pay them off over the rest of the season.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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sequoiaboard, gits indeed!
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Poster: A snowHead
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In the American Wild West where owning a horse was a vital way of getting around, they used to string up horse thieves. I don't doubt that many people in ski resorts who have their skis stolen would feel that a similar punishment is appropriate for ski thieves...
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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I've just checked Dog Tag - their policy is not new for old, but they don't state what sliding scale is applied to any claim.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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sarah, that';s the problem - getting nothing leaves you out of pocket when you weren't intending on relacing the stolen item any time soon.
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It's fair if you have newish kit as you're likely to be able to replace it more or less like for like with what they will pay out. Obviously for those of us with perfectly decent skis 3 years old or more are going to be struggling.
We generally leave ours in the car overnight a lot now as we are often staying in places where we drive to and from the lifts. They wouldn't be covered by insurance but I'd guess are safer than one of these locker rooms.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Quote: |
At some stage the ski resorts are going to become gated communities - most have only one road into town, to get up that road you have to check in with the guard on the gate, who takes registration number and ID, and CCTV of drivers.It would at least be a decent deterrent, plus easy enough to check in the back of each large van or truck coming down the mountain at night. |
I know that the demographic of British Alpine skiers is quite similar to the gated communities in the USA designed to keep tutting, ageing, middle-classed, white people at ease with the outside world but Gawd, what a depressing thought.
Just lock up your skis with a couple of pocket cable locks when you're stopping for a refreshment and use a thick bicycle lock for overnight. Simples.
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I thought most lost ski's would be claimed for under your household insurance.
I once damaged a pair of ski's in our garage (dont ask!) and household insurerer paid up quite happily on a new for old basis
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Unless you have (i) new for old or (ii) your policy states a sliding scale then the insurer should give you (market - less excess) for a covered loss.
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use a thick bicycle lock for overnight
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the problem then becomes, what do you lock it to? Most ski lockers don't come with ground anchors .....
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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pam w wrote: |
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At some stage the ski resorts are going to become gated communities
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let's hope not. |
+1 . I can't see how Serre Chevalier could become one in any case. Impossible.
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