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Insurance carre neige question

 Poster: A snowHead
Poster: A snowHead
7and2suited wrote:


I was skiing before you were born I fancy Wink


Well, as in everything else you have said, you are wrong.
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
7and2suited, what on earth are you ranting on about? What 'varmits'? When did I say skiing was incredibly dangerous? Puzzled

Those 'pesky E111 cards' are there to give you access to medical treatment abroad. That's why the government bothers with them. One more time for the hard of thinking: they do not cover piste rescue, or repatriation to the UK. You have not been reimbursed for either of these costs via your EHIC. I suggest you look a bit more carefully at your receipts and your bank account.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
ccl wrote:
7and2suited wrote:


I was skiing before you were born I fancy Wink


Well, as in everything else you have said, you are wrong.


Much older than the age you were acting - are you sure? Wink
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Lizzard wrote:
7and2suited, what on earth are you ranting on about? What 'varmits'? When did I say skiing was incredibly dangerous? Puzzled

Those 'pesky E111 cards' are there to give you access to medical treatment abroad. That's why the government bothers with them. One more time for the hard of thinking: they do not cover piste rescue, or repatriation to the UK. You have not been reimbursed for either of these costs via your EHIC. I suggest you look a bit more carefully at your receipts and your bank account.


Idiot - are you going to read the posts people make or just answer points out of thin air?

Bes thing to do - go crawl back under your stone love.
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Helen Beaumont wrote:
At up to £25,000? Good luck


I couldn't resist..

What costs £25,000 then?
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7and2suited, Can I suggest that you dont stick your head out of train windows. I may never happen, but when it does, I makes an terrible mess.
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
7and2suited, I don't respond to insults in forums especially from those whose sole purpose seems to be to wind others up.

My only interest in this thread is to repeat what I said before to anyone looking for advice about snowsports holidays and insurance - don't pay any attention to such dangerous mischief from a troll - even a suited one. Make sure you have adequate travel insurance to cover things that your EU Healthcard most certainly doesn't.
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
BergenBergen wrote:
7and2suited, Can I suggest that you dont stick your head out of train windows. I may never happen, but when it does, I makes an terrible mess.


And particularly difficult to repatriate I would imagine.
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You'll get to see more forums and be part of the best ski club on the net.
Lou, I think you're right. when I worked in a department which occasionally dealt with repatriations bodies had to be embalmed before being airlifted. And you can only embalm a reasonably intact corpse. We had major problems with a lad who was stung to death by bees in Northern Nigeria. His mum was desperate to have his body brought back, and my staff were very reluctant to explain the gory reasons why it couldn't be done. We flew her out for a memorial service, instead. They had to, in the end and, believe it or not, HMG did pay - but only because the deceased had been on the payroll and died on the job. wink
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Ski the Net with snowHeads
pam w, perhaps his mother would have just popped it on her credit card had HMG not funded wink
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 snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
ccl,
Quote:

even a suited one
I doubt he's really suited - he lives in Romford ffs! wink
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 And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
Hurtle, Laughing I have friends who live in Romford. they're very nice people, and very good friends, but I have to say that Romford is the pits. if I lived in Romford I wouldn't want to be repatriated there, either.
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 So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
Quote:

Idiot - are you going to read the posts people make or just answer points out of thin air?

Charming. I have in fact read all of your posts, and a rare load of old tosh they are too. You maintain that your EHIC card covers everything that a wintersports travel insurance policy would. This makes you a complete twerp.
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 You know it makes sense.
You know it makes sense.
Calm down snowHeads! This is almost certainly one of those "bet I can get 100 replies before Friday".

Relax in the probability that he is a plasterer called Kevin, engaged to Tracey, with their names on a sunstrip in his Escort XR3i. He probably boards and raves in Andorra, Sauze d'Oulx and Solden. He's probably got a half-completed tattoo (because he didn't think it would hurt that much).

Picture complete?

Good.

Now move along folks, nothing happening here wink
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
sproggski, I can well believe he's genuine. I see people like that on Jeremy Kyle Show every the morning. And if he did get himself killed, lets face it, it would be the governments fault.
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 Poster: A snowHead
Poster: A snowHead
sproggski, you're a dreadful snob. But I must admit that that was more or less what I meant! Embarassed Laughing Laughing
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
BergenBergen, if he does, let's hope it's not from sticking his head out of a train window Twisted Evil
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Hurtle, oh yes! And I'm a fully paid up member of the SKGB. And I'm going to Val d'Isere this year. And there's me stereotyping someone else Confused
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BergenBergen, I am slightly worried that you watch Jeremy Kyle every morning Shocked
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Quote:

I am slightly worried that you watch Jeremy Kyle every morning

Lou, Laughing Laughing Laughing
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Lou, No need to worry, I justify my viewing as an essential part of my personal social inclusion policy
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
BergenBergen, Laughing well as long as you're fully protected.
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
What a bunch of anal Be Nice please!, lol.
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 You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
Just back from Val Thorens where one of our group broke her leg on the piste.
She had carre neige with the lift pass, which got her to the medical centre.
Then out came the credit card 400 Euro.
Ambulance to Chambery another 400.
What do the 18 year olds do in this situation. Phone home I guess.
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jimmjimm, generally they call their insurer's assistance company, which results in various guarantees of payment and minimal outlay.

I become increasingly convinced that no-one out there knows how their travel insurance actually works. Laughing
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snowHeads are a friendly bunch.
Quote:

Helen Beaumont wrote:
At up to £25,000? Good luck


I couldn't resist..

What costs £25,000 then?


Repatriation does. When I was flown back from Geneva to Glasgow in a private plane (!) with a private nurse on board, it cost somewhat more than that. I'd broken my back and no commercial airline would take me.

I was just a little bit happy to be insured.
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 And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
jimmjimm wrote:
Just back from Val Thorens where one of our group broke her leg on the piste.
She had carre neige with the lift pass, which got her to the medical centre.
Then out came the credit card 400 Euro.
Ambulance to Chambery another 400.
What do the 18 year olds do in this situation. Phone home I guess.


Buy insurance?

800 euro cash flow and return to England. What's the drama again?


Last edited by And love to help out and answer questions and of course, read each other's snow reports. on Thu 28-01-10 14:13; edited 1 time in total
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 So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
So if you're just off somewhere snowy come back and post a snow report of your own and we'll all love you very much
stevomcd wrote:
Quote:

Helen Beaumont wrote:
At up to £25,000? Good luck


I couldn't resist..

What costs £25,000 then?


Repatriation does. When I was flown back from Geneva to Glasgow in a private plane (!) with a private nurse on board, it cost somewhat more than that. I'd broken my back and no commercial airline would take me.

I was just a little bit happy to be insured.


Yes I'm sure it costs that sort of money each and every time you need to repatriate everyone. Must be a fleet of private planes who's sole mission is to serve the Porte Due Soleil for example

(yawn)

Grow up FFS! Toofy Grin Toofy Grin Toofy Grin Toofy Grin
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 You know it makes sense.
You know it makes sense.
Quote:

Must be a fleet of private planes who's sole mission is to serve the Porte Due Soleil for example


Actually, there is. The company who flew me back get most of their business from medical repatriation flights.
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 Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
7and2suited, if you're happy to carry your own risks, including private air repatriation and third party claims, then fine. No problem. Just don't bother to try to persuade everyone else to do the same.
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 Poster: A snowHead
Poster: A snowHead
Why do you need private repatriation again? rolling eyes rolling eyes rolling eyes rolling eyes rolling eyes rolling eyes rolling eyes rolling eyes
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
7and2suited, we will grow up, we promise. It's just that you are so so ... well you've got to laugh. I just hope that any newbie who might be 'a sandwich short of a picnic' doesn't read your trash.


Fingers crossed you don't break your neck sometime, especially abroad.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Lou wrote:
Fingers crossed you don't break your neck sometime, especially abroad.

That wont be a problem, piece of 4 by 2 stuffed down the back of your jumper. Couple of tie wraps around your head to stop it moving. Prop yourself up in the drivers seat and drive to Calais. Of course you will need a Telepeage for this.
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7and2suited, do you train to appear this stupid?
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
7and2suited wrote:
jimmjimm wrote:
Just back from Val Thorens where one of our group broke her leg on the piste.
She had carre neige with the lift pass, which got her to the medical centre.
Then out came the credit card 400 Euro.
Ambulance to Chambery another 400.
What do the 18 year olds do in this situation. Phone home I guess.


Buy insurance?

800 euro cash flow and return to England. What's the drama again?


there isn't any "drama".

Just no worries either due to having first paid somewhere in the region of £25 to insure against such costs.

In the above case, the costs were low.

they are often much higher.

And no, of course it doesn't cost £25,000 every time somebody needs medical repatriation, but it will usually be thousands or more. Many (probably most) of us don't have that much spare cash floating around on top of what we are spending to go skiing in the first place.

If you are rich enough to be able to cover almost any plausible expense that could be incurred as a result of a skiing accident, then fine, you don't need insurance, and in the long run, you will save money by not having it (obviously insurance companies are in business to make a profit for themselves, so average claims must be less than average payouts over their customer base).

But most of us are not that rich, and it makes economic sense for us to pay a small amount we can afford as effectively a bet we hope to "lose", but which if we "win" would have bankrupted us without it.
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Quote:

Why do you need private repatriation again?


Oh good grief. Once again for the man with putty where his brain should be:

BECAUSE THE NHS DOES NOT COVER YOU FOR THIS EXPENSE.


Now do go away, there's a good boy.
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
jimmjimm wrote:
Just back from Val Thorens where one of our group broke her leg on the piste.
She had carre neige with the lift pass, which got her to the medical centre.
Then out came the credit card 400 Euro.
Ambulance to Chambery another 400.
What do the 18 year olds do in this situation. Phone home I guess.


...and then what happened? Was this treated at a hospital in Chambery and were there further charges, or was this covered by the EHIC? Did they travel back on a flight at short notice, and how was this financed?
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 After all it is free Go on u know u want to!
After all it is free Go on u know u want to!
Paul-B,
The hospital in Chambery phoned the Insurance company and faxed the details.
Hospital was told that the operation would not be covered, and she came back to the resort.
The next day she was phoned by the insurance company and told that the operation would have been covered.
They arranged 2 extra seats on her flight home and she is going for her operation at home next Thursday.
Of course her 800 euro outlay will be covered by the insurance, but my question wasn't about that.
The question I asked was how are these expences covered on the spot by 18 year olds without the extra cash or credit cards.
Lizzard, .The medical centre demanded immediate payment and weren't willing to accept assurances from insurance companies.
It's up to you to claim back when you get home.
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You'll get to see more forums and be part of the best ski club on the net.
Quote:

The question I asked was how are these expences covered on the spot by 18 year olds without the extra cash or credit cards.

They usually just stand there and look gormless. Laughing
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jimmjimm, I have the same worries about how my 20 and 21 year old student kids would cover their expenses in such circumstances. They often ski without us, so I buy the Carré Neige with their lift pass. If something happens, at least they can get assistance off the mountain, and off to hospital. I assume that the local ambulance companies will deal directly with French insurers?
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