 Poster: A snowHead
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Here's a thought experiment;
You're skiing on a safe, well pisted blue run that happens to run alongside a cliff. You catch an edge (or whatever) and your modest momentum carries you over the cliff into an area that's well off piste.
Your insurance only covers you for accidents/rescues/etc. whiel on-piste. Your insurance company argues that you were extreme skiing.
Who wins?
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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under a new name there was a fairly well-publicised case, a few years ago, when an insurance company refused to pay up when a skier fell off a drag lift. They did meet the claim in the end but I can't remember whether the payout was described as 'ex gratia' ie whether the insurance company remained not liable in law (because the ski lift was off piste) but were, in effect, shamed into paying. In the instance you describe, when the accident - the catching of the edge - occurs on piste, I think the insurance company would have difficulty in wriggling out of liability.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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under a new name, if they could claim that they'd also be refusing claims where motorists end up off road after an accident
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You need to Login to know who's really who.
You need to Login to know who's really who.
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In football, if a player is fouled outside the box - but lands inside the box, it's a free kick outside the box. Quote this in court in the event of any dispute, and you'll be fine  .
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Hurtle, interesting, I wondered whether there was any precedence.
D G Orf, well, yes, but it's not that often that drivers deliberately leave the road whereas skiers often deliberately leave the piste - and in many cases proving tracks would be harder.
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You'll need to Register first of course.
You'll need to Register first of course.
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if you go over a cliff, you might not be arsed bout your insurance claim 
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I've had more problems emerging from off-piste onto on-piste. There can be a bit of a drop, not always easily seen, and the piste is hard!
Last edited by After all it is free  on Thu 29-01-09 0:08; edited 1 time in total
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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under a new name, are you planning to have such an accident? I think the insurance co. would see sense.
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Bode Swiller, you're not the Stig
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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I remember a sH injuring himself on a piste and meeting the resuers whilst walking off to the side. He was banged extra for being stretchered off the off-piste bit.
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FAQ
