 Poster: A snowHead
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@Mike S, thanks, that's useful to know. I guess I could just book something then cancel it and change plans. I'm really not bothered about anything but medical costs and evacuations etc. And being dead, which would be a pain for the family I would have no problem just booking myself a channel crossing or a flight without the aid of an insurance company. Or dealing with a car problem - I have a separate car breakdown policy, also with nationwide.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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I had checked with a Google AI overview and it still says that the standard age limit is Under 70. I should have known better than to rely on AI!
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I have to agree. IMHO take AI stuff much like you'd take advice from a bloke down the pub. It sounds plausible but may well not be.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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It sounds daft to have to book the cheepest possible flight to somewhere in the UK just to satify an insurance company. You have to wonder if these people ever actually travel.
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You need to Login to know who's really who.
You need to Login to know who's really who.
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| PeakyB wrote: |
| Seems odd to exclude glacier skiing. In my experience of pisted glaciers, I can’t recall anything too challenging or particularly risky. |
A piste is a piste, whatever sits beneath it, because it is a safe and low-risk place to ski - and this beloved of insurance companies. A glacier is a particularly extreme form of off piste whereby you might be swallowed up by a crevasse.
If you’re skiing on a piste how are you expected to know what sits under it? If you’re off piste then you are expected to know if it’s a glacier. Imagine being an insurance company and trying in court to wriggle out of an on-piste claim because it happened to be on a glacier.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Imagine being an insurance company and trying in court to wriggle out of an on-piste claim because it happened to be on a glacier.
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Oddly, I can.
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You'll need to Register first of course.
You'll need to Register first of course.
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On the 'Booked Return' question the BMC also has issues with this. I've queried it with their office and it's a potential problem if a return booking hasn't been made and a claim made. I should have more info Monday.
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Sadly I still think the majority of insurance companies expect people to travel on organised trips with a set start and return date. I can see the point of view however, that without a return date you might have been planning to stay longer than the maximum trip length.
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I have always had one booked but frequently changed it in the days when Eurotunnel didn't charge for the privilege.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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| Hells Bells wrote: |
| Sadly I still think the majority of insurance companies expect people to travel on organised trips with a set start and return date. I can see the point of view however, that without a return date you might have been planning to stay longer than the maximum trip length. |
I get that if the claim was made beyond the agreed maximum trip length. If the claim is made before the last day of the agreed max trip duration then as a lay person I'm struggling to see the logic.
The contact for me is an annual policy with a 45 day max trip limit.
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I think if the BMC don't clarify in a sensible way I'm minded to go with a Virgin multi trip policy and then backstop it with the 'enhanced' AAC cover to cover off back country ski touring. Should be cheaper and I can't see a reference in the Virgin small print for a booked return.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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@AndAnotherThing.. yes, I can see your point too, and I would be probably thinking the same way if it was me in those circumstances. We would be certainly be coming home witin the maximum time span, so it will be interesting to see why they make that stipulation.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Nationwide is max 31 days for each trip but you can have multiple trips, ski or otherwise. Our Nationwide premium is £150 for 2 of us in our late 70s but taking medication. That is worldwide cover.
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@mogulski, 31 days max per winter sports trip. You can upgrade for longer trips for non winter sports trips
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You know it makes sense.
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We haver never done any trips longer than 31 days anywhere and doubt we ever will. We do lots of shorter trips.
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FAQ
