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And another insurance query.. about off piste cover

 Poster: A snowHead
Poster: A snowHead
Am I right in thinking that if the insurance you can buy with the lift pass says it covers off piste, that will cover rescue from an off piste area should it be necessary. Then a standard (piste) ski travel insurance policy will cover the medical side without having to get into the depths of what counts as off piste, is it with a guide or not, etc?
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 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
@karin, nope. if you are injured off piste and are not covered for off piste with your standard insurance they won't touch it. I believe that Carte (or carre ) neige covers more than just rescue - do a search here or look at the small print.
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 Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
Bother!
So the piste rescue bit is pretty pointless if you aren't French, because if you've got travel insurance that will cover the medical costs from an off piste accident, it will also cover the rescue costs.
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You need to Login to know who's really who.
@karin, it depends..does your travel insurance cover e.g. heli evac?. As I say there is more cover than just rescue....read the actual cover details. I don't want to say categorically because I don't use it so my knowledge is a bit limited in the detail. I have sufficient standard insurance for my needs but when i did do a bit of off piste I made sure my insurance covered it. I am no great advocate of double insuring and you might find that carte neige covers what you need
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 Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
The Austrian Alpine club insurance covers rescue and some medical for skiing plus most other leisure activities worldwide up to 6000m, more than enough for any off piste trip, with or without a guide, in the alps. Single membership is about 50 pounds a year family 90. There are numerous threads here on the subject.
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I was at Val last week and it seemed to me that there was a much greater area skied off-site piste than on. I've had AAC cover for years but wonder how many are covered if they have a Schumacher type accident
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 Then you can post your own questions or snow reports...
Then you can post your own questions or snow reports...
Sorted. Insurance was with Fogg, so i called them. I'm not covered for the medical costs of an off piste accident unless I've got off piste cover; HOWEVER their definition of on piste is interesting -
'Piste skiing, including skiing on areas in and around the resort, but off the actual marked pistes, such as skiing on a hillside between marked pistes, or skiing down slopes adjacent to marked runs, but always finishing at the bottom of tows or lifts within the resort and never in areas cordoned off or restricted. All other areas are considered as ‘off piste’.'
So that covers the kind of off piste I'm likely to do! And the person I spoke to actually went off and confirmed the interpretation with the general manager.
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