 Poster: A snowHead
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I'm doing the 'grown-up' gap year thing this season in Chamonix but I'm really struggling with insurance.
There is a possibility I'll need to return to the UK a couple of times and a wedding in South Africa. So this excludes most of the 'seasonaire' cover as they are generally single trip only.
Most standard multi-trip policies only cover you for X number of days skiing a year - nowhere near sufficient for a whole season.
Wanting a trip that allows for the majority of the season in France but with some outside trips doesn't seem like an overly unusual request. Feel like I'm missing something!
The only policy that comes close seems to be the BASI one but you have to be a member, which I'm not (no time to do a course before the season starts). I contacted Snowcard and Dogtag direct, neither offer this sort of policy any more despite Dogtag underwriting the BASI policy...
Anyone have any suggestions/better luck?
Thanks in advance!
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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@dassie473, welcome to Snowhead. Give MPI Brokers a ring. I'm sorting insurance for the while winter and they told me coming home during that period would not be a problem.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Thanks so much @Claude B! I called them yesterday and computer said no 
Fingers crossed I just got a bad egg.
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You need to Login to know who's really who.
You need to Login to know who's really who.
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See if you can speak to Abby.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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@dassie473, I had seasonnaire insurance a couple of years ago with MPI. It was an extra option to have the trips away - I think I paid another £20 on the policy to have up to 2 trips away. So I'd give them another call and try to speak to someone else.
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You'll need to Register first of course.
You'll need to Register first of course.
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@dassie473 Have you tried a BIBA insurance policy from a general insurance broker? As you are breaking the season up into a series of 'mini-trips' you might find that an Annual insurance that includes winter sports will cover you. I used to have a policy that included multiple ski trips, up to 60 days per trip, but with no limit on the number of trips or days in total. If you get worldwide cover, you're covered for your South Africa trip too. I have also previously used MPI for seasonnaire insurance with 2 trips back during the season, so they certainly used to offer this cover.
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MPI will cover up to 62 ski days per ski trip on their annual cover. I've been going through loads of options with them recently 
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| Claude B wrote: |
| MPI will cover up to 62 ski days per ski trip on their annual cover. I've been going through loads of options with them recently |
does it seem more expensive this year? (or is it just George Osborne and his stealth taxing again?)
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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You can do all that through Truetraveller insurance not sure if it is cheap enough for you though.
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MPI have confirmed to me by email that I can return to the UK and not break rules of seasonnaire insurance. I'm not having like for like so not sure how prices compare tbh.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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Austrian Alpine club, £50 a year. Limit of 7 weeks for rescue ,restarts if you go home for just a day.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Austrian Alpine club, £50 a year. Limit of 7 weeks for rescue
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Last time I looked the rescue cover (and also third party) had no such limit. There is however an 8 week limit per trip for emergency medical cover, transportation to and between hospitals, and repatriation. Debating whether to take a trip home purely to re-start the 8 weeks, or chance it (relying on EHIC card).
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Thats right I wrote it the wrong way round cheers.
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