Poster: A snowHead
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Guy just a quick question. On average what do the UK domes pay for a L1 instructor?
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Depends on the condition. Fresh, well seasoned or decomposing.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Fresh, newly qualified
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You need to Login to know who's really who.
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Minimum wage on a zero hour contract
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Just above minimum wage on a zero hour contract was my experience. You don't do it for the money.
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call the one you want to work at and ask em..
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MK is just over £7 an hour and there is no difference whether you're a just qualified L1 or a L2/3/4 unless you're a team leader or head of ski school. It's ridiculous money considering what they charge their customers and the amount of time, effort and money that goes into qualifying. Most people do it as a hobby job, you couldn't do it as a career in the UK unless you were already very rich.
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MayaL wrote: |
It's ridiculous money considering what they charge their customers. |
Hemel charges £20-£25 an hour, which is presumably what they think the market will stand. Charge out of professionals at 2 or 2.5 times what they are paid is pretty standard across many industries so sorry I don't think that pay is ridiculously low. Obviously instructors with their own clients can do rather better.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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How much does a garage mechanic get paid, compared to the enormous labour rate charged to customers?
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@MayaL, and snow domes grow on trees?
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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I'm not saying that they do but I know what other sports instructors get paid and yes, I do think that the low pay of ski instructors is outrageous for the time, skill, effort and money that goes into qualifying.
As an example at MK, a day course to learn to ski or board is £175.99 and you can have up to 10 on a lesson with one instructor, that is £1759.90 for the day. In peak season you can easily have 10 on the lesson. The instructor will get £60 for the day before tax. A private lesson is £140 for one person, £190 for two, the instructor will get less than £8 for that lesson. They don't even get free skiing if they're not on contract (and they're not giving contracts anymore) so if they want to ski they have to pay. So low pay and few perks. People do it for the love, not the money.
Am I saying that it's going to change? No, of course it's not, but does it make it right? No, of course it doesn't.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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@dogwatch, that sounds like the rate they charge each participant for a group lesson. I think the relevant comparison for hiring out of professionals would be what they charge for a private lesson.
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@MayaL, Thanks this has been very useful. I'm just trying to workout how many hours I would need to work at a dome to cover my fuel costs, take a few ££ for myself less the tax.
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You know it makes sense.
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@chrisrawles, I'm in Cambridge like you. I reckon I break even after four hours teaching once I've paid tax and transport costs. Like others have said many of the instructors aren't doing it for the money. I do it because I really enjoy it, get a lot out of it, get to improve my skiing, and if my hobby can break even then that's pretty good compared to most hobbies. That's not to say I wouldn't do more of it if I could make it pay, just that I can see why things are like they are and I'm happy with that. If I wasn't, I'd stop teaching.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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chrisrawles wrote: |
take a few ££ for myself less the tax. |
You will be working on a zero hour contract so in reality a subcontractor. Why don't snowdomes pay Gross and let you offset your travel costs against your tax?
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Poster: A snowHead
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@stewart woodward,
If you're on a zero hour contract and minimum wage you can't afford an accountant. Mind you I doubt you will be paying much / any tax if you are.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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musher wrote: |
@stewart woodward,
If you're on a zero hour contract and minimum wage you can't afford an accountant. Mind you I doubt you will be paying much / any tax if you are. |
You dont need an accountant, you just need to be a bit savvy
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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stewart woodward wrote: |
chrisrawles wrote: |
take a few ££ for myself less the tax. |
You will be working on a zero hour contract so in reality a subcontractor. Why don't snowdomes pay Gross and let you offset your travel costs against your tax? |
I think IR35 Rules would get in the way. Also with the snowdome being your permanent work place, you'd not be able to offset against tax
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@PaulC1984, I think there would be ways around any IR35 issues but there are a lot of other costs that would need to be considered.
I already have a limited company providing consultancy and other services. I'm VAT registered and have various liability insurances. One thing I have been hoping is that once I finish my shadowing I can start instructing as a freelancer. I have broached the subject with the local dry slope but I suspect they will be very reluctant, however, there will be benefits for them as well as me. Ideally I'd like to invoice them and then the income would be company income alongside my other consulting income.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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I think some slopes do have self-employed instructors who just invoice the slope for hours worked, so it's not unheard of. I just think the zero hours contract arrangement is more usual.
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@Gaza, one of the factors the IR take into account is whether you work for a variety of clients. As you do, you have a much better chance of doing it as a "contractor" rather than an "employee". It's the employer who takes the biggest risk, though, hence their reluctance, perhaps.
The question of insurance is a good one. I'm not familiar with ski instructor insurance - does BASI provide this? RYA membership gives qualified sailing instructors liability insurance - absolutely essential and it would be bonkers to think of ski instructing without it.
How do the domes work out costs if an instructor works "freelance"? They would presumably expect some kind of fee to be paid for use of the slope.
Given the tiny sums involved, using their standard procedure might just be simpler. Interesting question, though.
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Just seen the post from @sarah. Presumably it makes a big difference whether the slope contracts you to teach "their" clients or whether you are responsible for drumming up your own (as IO presumably do).
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@pam w, generally the slopes have a per person day rate for Instructors/Trainers bringing in their own clients. Those instructors are generally totally independent of the slope.
Some slopes do allow their own instructors to work on a freelance basis. I think they pay them the same rate - minimum wage ish - as the instructors on the zero hours contract.
BASI membership provides liability insurance, and the slopes have insurance too.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Gaza wrote: |
@PaulC1984, I think there would be ways around any IR35 issues but there are a lot of other costs that would need to be considered.
I already have a limited company providing consultancy and other services. I'm VAT registered and have various liability insurances. One thing I have been hoping is that once I finish my shadowing I can start instructing as a freelancer. I have broached the subject with the local dry slope but I suspect they will be very reluctant, however, there will be benefits for them as well as me. Ideally I'd like to invoice them and then the income would be company income alongside my other consulting income. |
You'd be fine if you worked at more than one ski slope or if you hired the slope to teach your own clients. However if you technically work full time for a ski slope, and are deemed to be doing so through your own ltd company you would fall outside IR35. Don't panic yet though people, since IR35 was introduced, I'm only aware of 1 person that has been made to pay a considerable amount of tax and ni because they were deemed a perm employee.
You are right though, the benefits of setting up a ltd company are great for you and the slope (much less ni and tax, no pension (currently) to sort, etc etc)
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be should
pam w wrote: |
How do the domes work out costs if an instructor works "freelance"? They would presumably expect some kind of fee to be paid for use of the slope.
Given the tiny sums involved, using their standard procedure might just be simpler. Interesting question, though. |
Sorry @pam w, I was clear what I meant by 'freelancer.' I meant I would be acting as a contractor to the centre and running classes on their behalf, not taking my own clients there.
Although the amounts of money would be small I'd be able to offset my travel costs (40p per mile @ 25 miles each way) but more importantly, I'd be able to claim for clothing and equipment. While I may not be able to claim the full amount for all kit there should be some benefits. I've already put the cost of my BASI and First Aid courses through the business. If I do my L2 I'd also put that through. I should also be able to put other courses through as CPD.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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@Gaza, interesting that you put your professional expenses as a ski instructor through your company, is it a related business? I only ask as I tried this one some years ago and was told straight off by the accountant no way as it was a completely different line of business.
I don't think any hobbyist ski instructors need to worry about IR35!
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Gaza wrote: |
be should
pam w wrote: |
How do the domes work out costs if an instructor works "freelance"? They would presumably expect some kind of fee to be paid for use of the slope.
Given the tiny sums involved, using their standard procedure might just be simpler. Interesting question, though. |
Sorry @pam w, I was clear what I meant by 'freelancer.' I meant I would be acting as a contractor to the centre and running classes on their behalf, not taking my own clients there.
Although the amounts of money would be small I'd be able to offset my travel costs (40p per mile @ 25 miles each way) but more importantly, I'd be able to claim for clothing and equipment. While I may not be able to claim the full amount for all kit there should be some benefits. I've already put the cost of my BASI and First Aid courses through the business. If I do my L2 I'd also put that through. I should also be able to put other courses through as CPD. |
I can't see how you can legitimately put your mileage through. It has to be a temporary work place and one that lasts less than 2 years - we have this issue in construction whereby our head office was in manchester, the construction site was in nottingham and the scheme lasted for 2.5years. The staff claimed all their mileage for the 2 years, and then got a nasty hmrc letter claiming it all back (well technically saying the company had paid the fuel as a benefit so taxed at normal rate)
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You know it makes sense.
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Setting up a Limited Company for most instructors would not be financially viable. All my set-up costs have already been met and I can't see my accountants adding any extra. In fact, my accountant doesn't have to do much for me as I use FreeAgent Central for all my bookkeeping, invoicing and expenses monitoring. Adding a ski centre as another client would be a 2 minute job.
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Poster: A snowHead
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PaulC1984 wrote: |
I can't see how you can legitimately put your mileage through. It has to be a temporary work place and one that lasts less than 2 years - we have this issue in construction whereby our head office was in manchester, the construction site was in nottingham and the scheme lasted for 2.5years. The staff claimed all their mileage for the 2 years, and then got a nasty hmrc letter claiming it all back (well technically saying the company had paid the fuel as a benefit so taxed at normal rate) |
That's not entirely correct. The 2 year rule applies either once the assignment is expected to last more than 2 years or once the 2 years have been exceeded. So if the project was expected to take 2 years but overran then the staff cold legitimately claim expenses tax free up until they were told they would be there more than 2 years. If however the assignment was always expected to last more then 2 years then the site becomes the permanent place of work from day 1. Anyone who joins the project after the first 6 months would still be entitled to claim expenses since they would not fall foul of the 2 year rule. The site also has to be attended for more than 60% of their working time(IIRC). I had to sort this for an IT project a few years back and couldn't believe the complexity of something so simple. Companies can however declare these expenses and pay the tax on behalf of the employee but I forget the details.
Don't think it will apply in this case though
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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Yeh, the company paying the tax on behalf of the employee, balfours the tight back bottoms sacked over 600 employees the day before christnas break, they were never goingvto pay the tax on their behalf lol. Thats one of mmaannnyyy reasons im glad i run my own company now!
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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I don't think IR35 would be an issue, nor the new proposals for stopping contractors claiming mileage/subsistence expenses as you wouldn't be working under direct supervision. You'd probably need to make sure you had another couple of clients to be safe.
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You need to Login to know who's really who.
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@tarrantd, isn't it amazing, when the economy is in dire straights like the mid 80's and Maggie T. encouraged everyone (like myself in construction) to go self employed, to stop her mates in big business have to pay for holiday/pension/sick entitlement so no aggro from the I.R. but when the economy picks up its all change, with IR35 if you are deemed to be taking no financial risk ie if paid a set day rate for 1 day even, so you need to become an employee, so government gets larger NI and tax contribution, that is why all our subbies are on price work. who can afford to factor in all the additional costs when tendering for projects if you are a small company?
although, I bet there will be people on here telling me otherwise, but that is not to say either of us would be wrong, just that the rules are massively unclear, hence having to employ accountants/solicitors (who coincidently make up most of governments) or am I being to cynical!!!!!!
jesus, and I thought this was a snowsport forum!!!!!
don't even get me started on the situation in calais
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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@terrygasson the big increase in small Ltd companies that started in the 80's was directly related to the rise in temporary employment in the clerical/secretarial market. These people were difficult to track down and so the IR decided that the form of your employment was either one "of service" or "for services". For the temps this meant that most became employees of their agency since this removed the liability for tax and NI from the client. For consultants this meant that unless they worked for many clients at the same time they had to form a Ltd company or risk placing the burden for tax and NI on the client. The advent of IR35 further declared that if the sole employee of a Ltd company earned all their income in the provision of service contracts then all of the income (except certain allowed expenses) from the contracts was the employee's even if this was not paid in salary and prevented the employee from getting some of their income as dividends or by paying their wife/partner a salary to reduce tax and NI liabilities.
So a ski instructor working full time for a ski centre even as a contractor would be subject to these rules and would be no better off then being paid as an employee and probably worse off because of employer's NI liability!
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Wouldn't the OPs best option to be to operate as a sole trader?
Invoice the centre for hours worked gross of tax and ni, then at the end of the year submit their tax return showing all income from invoices and declare all costs in achieving that revenue such as travel, subsistence, ppe, cpd training, accommodation, first aid renewals etc etc etc and then pay tax on the net profit.
As the this appears, unless i've misunderstood, not to be the OPs sole source of income then he's clear of the dreaded IR35 or if there's any doubt it as the majority of his instructors earnings are at one centre then all he need do is some "shadowing hours" at a different centre?
Most sailing instructors work this way.
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@marcellus I think plenty of instructors do pretty much that. My view is that it just isn't worth the hassle. I'd rather pay the tax (tax is in my view a good thing after all) and be done.
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if you can claim your training and first aid / other courses as an expense, could possibly claim for uniform and tools for the job too, then you would be reducing your tax bill
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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I asked my accountant today, it's all down to if I'd be a sole trade capacity or classed as an employee on the best route for paying less tax.
They pointed me at the gov site for expenses
A bit of research suggests that any training can be tax relief as it's training is ‘wholly, exclusively and necessarily incurred, this is either as an employee or not, as it's necessary to be qualified to work as a ski instructor. So that would mean I can claim back against my inside out course, BASI level 1 and first aid courses.
Equipment is also tax relief under annual investment allowance, it looks like uniform looks to be allowed too. Now can I back date my ski's/boots from last year ?
I might give HMRC a call to get this all clarified.
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You may find that the employer will expect you to provide a letter from the IR to prove you are a sole trader before paying you gross. Without that the employer runs the risk of being responsible for the tax and NI on your earnings and not you the employee. It's best to contact your tax office and ask the question. When I asked a similar question some years ago I was told in no uncertain terms that I was just trying to avoid paying tax and they would never consider me self employed/sole trader. The problem is that the interpretation is in the hands of the individual tax inspector and may vary from office to office.
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