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Insurance question
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Poster:
A snowHead
Poster:
A snowHead
Following my accident in February I have to have an ACL replacement the timing of which may mean I am unable to take my booked and partially paid (flights) holiday to Jamaica in June.
I have travel insurance but this requires renewal in March but I am unsure how this works.
Would my current insurance cover the cancellation of the June holiday (if I need to) or would I need to renew with the same company although I would have to register the pre-existing condition so they could possibly decline cover.
Any similar experience or views on this would be very welcome.
Thanks
Obviously
A snowHead
isn't a real person
Obviously
A snowHead
isn't a real person
Steve.S
, ask them
Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
I think because you booked during your current cover that would cover it. But as
holidayloverxx
says, best to ask.
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You need to
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Quote:
Would my current insurance cover the cancellation of the June holiday (if I need to) or would I need to renew with the same company although I would have to register the pre-existing condition so they could possibly decline cover.
I would have thought your current insurance would cover it normally, if you were renewing, but not otherwise. The second part of your question suggests that they don't already know about the "pre-existing condition". My view is that you always need to tell insurance companies everything, right away - their small print always says so.
Why would you not renew with the same company?
Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
Either way I think renewing with the same company, unless you have good reason not to, is going to make the whole process simpler.
You'll need to
Register
first of course.
You'll need to
Register
first of course.
i think the issue lies whether
Steve.S
is going to cancel the flights or not. If he knows now that the is cancelling then I would expect to be covered now (may be proved wrong though). If he wants to wait and see then it will be a new policy with pre-existing condition. They might offer cover with an additional premium at renewal
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Poster: A snowHead
