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PSA: I think I found good Off Piste Insurance
 Poster: A snowHead
Poster: A snowHead

www.holidaysafe.co.uk

They cover off-the-side-of-the-piste as standard.
No restrictions at all as regards Avalanche Warnings.

The standard policy including their Sports packs 1-3 includes Off Piste, i.e. proper Off Piste with a Guide or Instructor.
Add the additional premium by selecting Pack 6 and that covers Off Piste without a guide.

You can select packs that cover Ski Touring, Ski Flying, Ski Racing etc etc etc.
Really seems very comprehensive set of selections.

For us, a couple, going to Japan for 2 weeks, including unguided Off Piste came to £124. I thought that very reasonable.

Caveat on pricing: I went for the Basic package, I really don't see the point in paying a lot of extra premium to cover me for lost luggage and Hijack risk etc.
Insurance for me is for the potential BIG expenses of rescue/medical/third party. The other risks I can afford to pay for and on a rough premium/pay-out calculation they charge too much for those elements, but charge very reasonably for the stuff I want.
ski holidays
ski holidays
 Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person

I use Insure & Go Annual multi-trip insurance which includes 17 days a year winter sports cover. That includes off piste skiing without a guide. The only caveat is you aren't covered in areas considered to be unsafe by resort management. I clarified this on the phone with one of their advisors and essentially would involve heading out through a back country gate marked closed by the resort.

I opted for the Black insurance cover which has no premium should you need to claim and high levels of cover. I have made a few claims in previous years which have been dealt with very efficiently - no complaints.

For a years cover it is £99. If you will be making a few other trips throughout the year definitely an option I would consider.
snow report
snow report



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