 Poster: A snowHead
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david@mediacopy, IIRC when skimottaret first checked that one out with them he was told it should be read as "(ski instructor courses or winter sports courses) lasting more than 2 weeks", i.e. recreational or ski instructor courses would both be covered, provided they were not more than two weeks. I think he used Direct Travel for most of his training weeks.
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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david@mediacopy, does your course last more than 2 weeks though? Unless it's a Gap year course I doubt it.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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I must admit, I read it differently, assuming that Instructor courses were excluded full stop. Now I've read it again I can see what you are saying.... I'll give them a call to check as it would be a good 1 week option until the BASI offer is running.
My pessimism comes from calling them in the past to double check elements that are clearly stated as being covered in their T&Cs, only to be told that they are in-fact NOT covered.
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You need to Login to know who's really who.
You need to Login to know who's really who.
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beanie1, I've used Direct Travel for instructor courses in the past too.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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Well, I asked the question again, asking them to confirm cover regarding the stated 'Race' cover and the 'Ski Instructor\Winter Sports Course 1 or 2 weeks' cover. This is the reply I received:
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Thank you for your e-mail.
If you are just going for 1 week of skiing where you will be having tuition at ski school with a little slalom type race at the end of the week then the Premier Plus winter sports policy covers you for this as normal. |
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You'll need to Register first of course.
You'll need to Register first of course.
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^ lol, methinks their definition of training and racing might be a tad different to BASIs!
So, am wondering when the new BASI site, and the new insurance deal, will be up - I reckon a week or two after they intended, given the usual web development delays!
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Any news on BASI's insurance offering?
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| rungsp wrote: |
| Any news on BASI's insurance offering? |
Not sure. Still waiting. Season for me starts in a couple of weeks and thought I'd wait till the new BASI insraucne comes out. Will have to sort something ASAP, so may have to revert back to norm and look at BASI stuff for 2K11 if it's not sorted soon
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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this is getting annoying.... going out on thursday and dont have any off piste cover in place will probably just get teh rescue insurance bunged onto my lift pass.
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The snowboard club Uk policy from Tag direct covers instructing for 25% extra. I have used this the last few seasons.
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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I was chatting to a Trainer last week who was telling me about it. No date as yet though.
Interestingly he alluded to a well know insurance provider to Instructors who has refused a claim because the Instructor had taken the cover in the UK, was living else where in Europe for the Winter, but had then travelled to a 3rd country for a course where he needed to claim. 
The BASI offer should get over this type of 'trip' issue.
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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BMC I believe is the best
What makes other policies better?
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1969jma, Tricky one that 
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You know it makes sense.
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I was told that the insurance might be available yesterday - was it?!
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Looks like the insurance is now available - hope it's in time for people?!
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Poster: A snowHead
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beanie1, yep I just got the email. It noted that members already have public liability cover with their membership which I didn't realise.
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| Cover for public liability is already covered under the BASI licence fee. |
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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david@mediacopy, oh right, hadn't you realised that? Best benefit of being a member for sure, particularly if you teach privately.
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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Going to Austria today and tried to buy insurance after waiting for the delayed launch.
Looks as though there are some teething problems
tried to buy and pay for insurance on the new site but couldn’t as credit card payment screen says “for test transactions only”
rang the number 0208 239 3947 on the website and it gets answered and no one speaks but you hear a call centre in background
on third attempt to call got told “we don’t deal with this at the moment.” and that their number shouldnt be on any websites
the link on the basi members website could be more prominent
[edited to be less stroppy]
Last edited by Well, the person's real but it's just a made up name, see? on Thu 3-12-09 15:57; edited 2 times in total
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Stay cool hopefully it will all be up and running this afternoon. The e news was al ittle early and this is the message that is on the BASI web site in the members areas where you will be able to access the members insurance -BASI Members Travel and Accident Insurance click here (please be patient, this link will be uploaded shortly). Thanks
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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andrewlockerbie, welcome to  's I thought the insurance plan was a great idea and a very useful addition for the members but very typically the execution turns out to be poor and doesnt paint the organisation in the best light. I wouldnt normally kick up a stink but i cant be the only one who is going out and needs insurance.
[edited to be less stropyy]
beanie1, you were quick off the mark to advise Andrew!
Last edited by Anyway, snowHeads is much more fun if you do. on Thu 3-12-09 16:03; edited 1 time in total
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You'll need to Register first of course.
You'll need to Register first of course.
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skimottaret
Bit harsh ?
Give em a break
OK may be wrong about this but, I assume that it's trying to get sorted.
Met quite a few people from BASI office and I really don't they are doing this for no reason. Not a clue what the hold up is but think it will be a good enough one not to post the link yet.
These things take a while to sort out and I think it will be up and running as soon as poss.
Stuff happens, just how life is
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| beanie1 wrote: |
| david@mediacopy, oh right, hadn't you realised that? Best benefit of being a member for sure, particularly if you teach privately. |
I know that membership gives you Professional Liability cover while teaching. I assume Public liability is different, covering you when skiing or training. The only reason I noticed it was that I saw some 'ski course' cover the other week that explicitly excluded Public Liability cover while on a training course.
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Recent email from BASI:
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New Insurance Scheme exclusive to BASI members
BASI is pleased to announce a new service exclusive to its members with the launch of a customised insurance scheme, specifically designed to fulfil the needs of a BASI instructor.
The new insurance package, available for purchase from December 2009, is the result of collaboration with the highly respected winter sports insurance specialist Dogtag and provides a tailor made package of insurance cover for BASI instructors who will be travelling and teaching all year round. Dogtag is an established provider of specialist insurance cover with a unique ID and rescue system for travellers and action minded sports enthusiasts.
Details of the members only 180 day annual multi-trip insurance policy for professionals includes cover for all activities connected with teaching snowsports such as medical expenses, re-patriation, course cancellation and loss of belongings. Cover for public liability is already covered under the BASI licence fee.
The policy will be available for purchase online via the members area on the BASI website at www.basi.org.uk/memberlogon.aspx. Gap students participating on BASI gap courses can also benefit from purchasing the bespoke insurance policy providing that they have already become an Associate Member.
You still receive professional public liability cover with your full membership subscriptions. |
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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david@mediacopy, i thought it was one and the same thing in this context (maybe I'm confused!).
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beanie1,
Public Liability cover is for damage to another person or their property.
Professional Indemnity or Professional Liability covers your liability for failing to produce work to/of a professional standard and damages caused by your lack of provision.
I assume that BASI will have looked at this "very" carefully. But ? insurance companies are notorious for trying to wriggle out of claims so ....... may be worth a read of the full policy, if you're concerned
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snowHeads are a friendly bunch.
snowHeads are a friendly bunch.
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beanie1, I take it to mean - Professional liability would cover you if you were to damage someone as a result of something you've asked them to do in a lesson.
Personal liability would cover you if you were to damage someone while say, free skiing.
I assume that 'Personal liability' as noted in the email is Public Liability as described by Wayne. The 'devil is in the detail' of the small print (or more likely hiding out in a call centre....  )
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And love to help out and answer questions and of course, read each other's snow reports.
And love to help out and answer questions and of course, read each other's snow reports.
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Hi the BASI travel insurance is now live - The policy will be available for purchase online via the members area on the BASI website at www.basi.org.uk/memberlogon.aspx. Don’t be concerned about the non winter leisure sports and activities exclusion of ‘Professional sports of any kind’, this only applies to the non-winter leisure sports and activities, as the policy has been specifically worded to ensure we cover all accidents or injuries which occur whilst working, instructing or teaching the winter sports activities listed. You can see the policy wording for your membership public liability in the members area. But it basically covers you if whilst teaching legally for yourself (ie not working for somebody else like a ski school as in this case they would have to insure you) a client sues you after having an accident whilst under your instruction. Your travel insurance would cover you if you had an accident and injured somebody else whilst free skiing/riding or on a course.
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You know it makes sense.
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andrewlockerbie, thanks for that, just in time for next week's teaching in Solden 
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Otherwise you'll just go on seeing the one name:
Otherwise you'll just go on seeing the one name:
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Can't see it.
I log into the members area okay, but can't see any links to travel insurance. Anyone help?
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Poster: A snowHead
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RobW, on the left hand menu it says insurance, click there. Scroll down to the bottom of the page. Does that work?
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Obviously A snowHead isn't a real person
Obviously A snowHead isn't a real person
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beanie1, Thanks. Found it. I was looking for something a little more noticeable! But having had a quote, I think it's a little more comprehensive than I need....
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Well, the person's real but it's just a made up name, see?
Well, the person's real but it's just a made up name, see?
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RobW, cheaper than BMC though isn't it? (which as far as I'm aware is the only other travel insurance that allows to work professionally?)
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You need to Login to know who's really who.
You need to Login to know who's really who.
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Wayne, my pharmacy professional liability insurance does not cover me for unprofessional conduct... Eg if I fiddle with a kiddy under guise of examining it's rash... It does cover me for regular mistakes which anyone can make - but they expect that I conduct myself as a reasonable member of my profession in order to provide me with cover.
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Anyway, snowHeads is much more fun if you do.
Anyway, snowHeads is much more fun if you do.
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You'll need to Register first of course.
You'll need to Register first of course.
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Wayne, Know it only too well... Patient has car accident... insurance company (even other party's) will investigate if driver was on meds, if so were they warned they should not drive? Well enough to stop them driving? They were driving after all so maybe it is our fault... I know of pharmacists sued despite questioning a specialist and being sworn at and informed they MUST dispense... when patient dies the fact pharmacist rang specialist at all is used as proof he knew he should not dispense! I have handed scripts back and also given stuff out with copious notes it is against my advise that doctor XXX insists on said treatment - I have to back my own judgement which are most likely to cause harm rather than being a bit naughty but probably OK... Informed consent is a slippery slope - if I inform a patient and that prevents him taking meds and then he has mishap is it my fault? If I did not warn him is it my fault? etc etc...
None of these is seen as "unprofessional" though... Neither is my inability to add/read/type correctly just because I am human... being drunk on duty IS unprofessional, as is regular flaunting of legal requirements(bending rules for patient care is OK as long as it is not a regular issue).
Sorry we have been warned over and over... the underwriters will check these sorts of things and just plain refuse to cover us if (for example) we allow the technicians to do tasks but not supervise them properly(eg not checking prescriptions and or dosage packs which is illegal or not conforming with professional guidelines but having no alternative guideline to back our practice)... I would think many insurance policies would be similar. So if you regularly stop your class in a dangerous position(eg under a chair) then you are less likely to find yourself covered than if you stop them there because one of them falls down. -You are distracted and perhaps make a poor judgment versus regularly functioning in a manner your fellow professionals would not condone
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| beanie1 wrote: |
| RobW, cheaper than BMC though isn't it? (which as far as I'm aware is the only other travel insurance that allows to work professionally?) |
Snowcard and Ski Club GB also give options while working. In my ( sadly ) extensive research the Ski Club seems the best offering. BMC may have issues if you are out for the season and then making trips (say to a course in a second country), according to hearsay and the word on the street.
I had to make a decision a couple of weeks ago so went with ski club after accidentally joining again, so have not checked the BASI offer.
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Just got the BASI insurance for £79.58
Dead easy to get it - just a few clicks.
Much better than the zillions of questions that you normally get on insurance websites.
Will wait for someone to make a claim and put the results up here (hope it's not me) to see what happens and if it's sorted out quickly.
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You'll get to see more forums and be part of the best ski club on the net.
You'll get to see more forums and be part of the best ski club on the net.
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Check with your ski school to see if they cover you while your not teaching. Im covered for the entire season, and then bought an "air glacier" insurance as extra for 40sf which additionally covers me for air lifting from anywhere.
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FAQ
, I'll consider myself told-off (slack day yesterday, too much time for writing drivel 
)